Develop a Transactional cryptocurrency -- 2

Hello, we are needing to create a cryptocurrency with the next requirements, we are looking for developers with the latest track record on these projects and we are also accepting and listing recommendations. The requirements are: We are looking to create a cryptocurrency for our student campus, and make this a system of money and compensation among the students of the community camps, so this will be an lms where the students of the campus can carry out transactions between usernames and receive commissions or rebates. We need quote including mobile app and website dashboard for users, tutors, admin and super admin with nice ux The requirements of our cryptocurrency that we seek We want to develop it under fork or for you to advise us which would be the best option that meets these conditions We are thinking between Binance Smart Chain, Nem, Tron, XLM or Xrp to create a transactional cryptocurrency without spending millions on technological resources * Low transaction fee * Fast processing of large volumes of transactions * The cryptocurrency must handle high transactions, approximately 50,000 active usernames and will be 1 million users by the end of 2021 * Easy to comply with legal aspects for regulators. * Insurance * Multiple wallets * Multi-signature wallets if this is possible for my own token * Easy to adapt and add to exchangers and other wallet providers * The cryptocurrency will also be used to receive money, send money, transactions and settlement, we prefer a cryptocurrency with fork of banking projects such as steller or xrp or BSC Binance * Qr payments * Multi-format compatibility