This is for the 12 articles. You weren't clear about how much for the special report. My sample is below.
Niki Taylor
How to Buy a Car with Bad Credit
You can buy a car with bad credit. You can get car loans through affiliate loan networks and car dealerships. They will work with you because of bad credit through bankruptcy. They are experts who can work out financing with credit problems. First you have to complete a free and simple car loan application with no strings attached. The loans can be for new or used cars.
There are tools that will help you on your journey to buy a car with bad credit. These tools include a car loan calculator that will calculate your monthly payments, and a list of words that will help you understand the loan program. The affiliate loan networks can help you through a variety of situations such as identity theft, credit reports, and bankruptcies. They will help you understand the Fair Credit Reporting Act and teach you everything you want to know about credit including how you can manage your rating.
Due to economic trends, car loan interest rates are lower which makes the loans easier to obtain now. You can find national affiliate loan networks and car dealerships online. You don?t have to produce collateral or cosigners with most of them. You also don?t have to own a home to buy a car with bad credit.
There are also specialized consumer auto-financing companies that are associated with dealerships. A company purchases used-car contracts from auto sellers. The contracts are normally worth $4,500 to $12,000 over three years. They will help you to buy a car with bad credit when banks, finance companies, and credit unions won?t. As with any car buying situation, be vigilant. The contract may have hidden fees. You also may have to pay higher car insurance.
?Buy here-pay here? dealers do their own financing. They have interest rates into the twenties, but you can get lower interest if you make a large enough down payment. Instead of checking your credit report, the credit manager may look into job, personal, and landlord references. The manager will go over your household budget subtracting from your take-home salary such expenses as rent, child support payments, food, and cigarettes. Then the manager will decide whether or not to do business with you. A buying scenario would be to put money down, make a certain payment when you pick up the car, and a fixed monthly payment after that. Plus high interest would be charged. Look for affiliate loan networks, ?buy here-pay here? car dealerships, and consumer auto-financing companies to help you buy a car with bad credit.