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I've made a significant discovery in the "Distribution of Prime Numbers" that could have a profound impact on the Riemann Hypothesis. I need an academic researcher to assist me in sharing this discovery with institutions like the Clay Institute and others. Key responsibilities will include: - Approac...audience, especially those in the mathematical community. The ideal candidate should have: - A strong background in mathematics, particularly in prime numbers and the Riemann Hypothesis. - Experience in engaging with academic research institutions. - Excellent written communication skills. Please note that this project is of a personal nature and not for business purposes. The chosen candidate will play a pivotal role in helping me share this important discovery wit...

We are looking for a reliable, dedicated and knowledgeable VA on a long term basis. Our company operates within cryptocurrency and finance, making it highly beneficial that the selected VA has a strong understanding of this field. As a VA, you will play a pivotal role in managing various tasks associated with our crypto-related platforms, including a YouTube channel, social media accounts, a blog, and a Telegram community. Key Responsibilities: Research and Summarization: Conduct research on new crypto products, trading companies, and product features. Summarize findings in visually appealing Excel sheets or Designs or reports for easy comprehension. Partnership Outreach: Reseacrch & Contact potential partner programs to explore collaboration opportunities. Negotiate spec...

I am in need of an experien...the rankings of my website on Google. The primary goal is to boost our visibility on this popular search engine. Key Responsibilities: - Review and optimize the website content - Implement on-page SEO strategies - Conduct keyword research and analysis - Develop and execute a comprehensive SEO plan Ideal Skills: - Proven experience in SEO, particularly in improving rankings on Google - Proficiency in keyword research tools and techniques - Strong grasp of search engine algorithms and ranking factors - Excellent analytical and problem-solving abilities - Good communication skills to report progress and suggest recommendations. Please only apply if you have a track record of successfully increasing the search engine rankings for websites, partic...

We will need 50 Social Media Posters to Post in Instagram and Facebook, I'm searching for a skilled graphic designer to create engaging and informative posters for our brand's content on Facebook and Instagram. These posters will h...appealing to their taste and preferences. Key Qualifications: - Extensive graphic design experience - Proficient in social media design best practices - Deep understanding of the interests of middle-aged adults - Ability to balance promotional, informative, and brand-related content in designs - Able to produce engaging and attractive visuals Your designs will not only promote our brand but also play a pivotal role in our customer interaction and reach. I look forward to seeing your creative proposals that encapsulate the essence of our p...

I'm looking for a talented video creator who can produce an engaging screencas...crucial. - Professionalism is key: The video should be polished and professional, suitable for a corporate audience, including potential investors. Skills Required: - Proficiency in creating screencast videos - Strong video editing capabilities - Ability to present complex software information in a digestible and engaging manner - Understanding of investor-oriented content creation This project will play a key role in our marketing efforts, and as such, we're looking for a creator with a portfolio of high-quality, professional videos. The successful freelancer will be able to deliver a video that not only showcases our software product effectively but also intrigues and engages our target au...

I'm seeking a seasoned ...Editing: With each episode running over 20 minutes, the project requires careful editing without losing essential content. You'll need to have a keen ear for detail, storytelling, and pacing, maintaining a flow that keeps listeners engaged. - Sound Quality Improvement: Making the production audible for streaming is paramount, where the expert skill in mixing, mastering, and sound enhancement comes into play. Experience in creating crisp, clean, balanced audio that sounds great on any device is a must. - Experience: Ideally, you should have significant experience in podcast editing and sound quality improvement processes. Being an avid podcast listener would be a plus, too! Join me on this auditory adventure, and let's create great-sounding ...

I need New freelancer who can create an advanced Productivity app. like Regain screen time + Focus only for Android. The app should have the following features: - All apps Usage - App Reminders: for Example: When the user selects any app for reminder. Let's YouTube as an example. When the user opens Youtube on his phone, a pop- up will appear asking for how long you wants to use youtube. 5 minutes 10 minutes 20 minutes. If the user selects 5 minutes, then a pop-up will appear again if he uses it for 5 minutes. Just like the Regain app. - Separate screen for whatever permission is required. - Bottom Navigation with two button: 1. Home: Show the top app usages time, then selected app open like youtube open 3, Instagram open 5. 2. Apps : Shaw the app list for selecting and app ...

I'...minimalist set of features: Please note that we are very crunched on budget so please do not expect this to be a high picketing ticket. App Initial Features: - User Registration: A smooth and secure registration process is crucial. - News Feed: The app should include a dynamic, intuitive news feed. - Messaging: A reliable and user-friendly messaging system is a must. - Video Feed: Ability to host and play videos within the app. Ideal Candidate: - Proven experience in developing Android and iOS apps. - Proficiency in creating and implementing user registration, news feed, messaging, and video feed features. - Strong design skills and a keen eye for modern and minimalistic aesthetics. Please provide samples of your previous work, especially if you've developed socia...

I'm in need of a skilled UI/UX designer to create a Hi-fidelity wireframe for my upcoming movie critics website. The site is set to serve movie enthusiasts of all ages, mainly adults, teenagers, and film enthusiasts. ### Project Scenario I aim to develop a website that functions as a MoviePageAsaService. This platform will enable users to publish their own movie critiques, reviews, and recommendations. The website will feature interfaces for registration and login specifically for critics. Once logged in, critics can create their own web pages within the main site, where they can upload movie posters along with comprehensive metadata about the movies. The homepage will showcase various top critics and their recommendations. General users can browse through these critics, sel...

I'm seeking a skilled Android app developer who can design an app with a b...plays Carrom Pool, offering a fun and competitive user experience. The AI should have a unique functionality - auto play. The main elements of this project include: - Incorporating user registration/login feature - Implementing more features - Integrating AI to play the game The freelancer for this project needs to have a strong experience in gaming app development and AI integration. Expertise in creating AI's that can auto-play within a game design is crucial. It will be an added advantage if you've had specific experience with Carrom or similar ball-and-striker games. Your task will be to create an app where the user can play against an AI, with the AI capable of au...

I'm in need of a skilled Flutter developer who's experienced with the audio_service plugin. This Flutter app is primarily focused on background audio capabilities. Here's an overview of what I'd like to achieve: - **Continuous Playback**: The app should be able to play audio continuously without interruptions. - **Background Functionality**: The audio should keep playing even when the user switches to other apps. - **Pause & Resume**: Users should have the ability to pause the audio and resume it at their convenience. Ideal candidates should have: - Strong experience in developing Flutter apps - Prior experience with the audio_service plugin - Good understanding of working with audio in mobile applications

...Key responsibilities: - Generate targeted leads: The main responsibility will be to find and gather leads specifically within the consumer goods sector. These leads should be from businesses, not from consumers themselves. - Specific decision-maker contacts: I need contact details for specific decision-makers within the consumer goods companies. These contacts should be the key individuals who play a role in making purchasing decisions. Ideal Skills: - Experience in B2B Lead Generation: A strong background in B2B lead generation is essential for this project. - Knowledge of the Consumer Goods Sector: A good understanding of the consumer goods industry will be a big advantage. - Attention to Detail: The leads you provide should be accurate and well-researched, with specific focu...

I am in need of a skilled individual to help me with a Google ads campaign for my sports memorabilia business. The focus of the project is: - **Location:** The initial focus will be on the Melbourne market, so I need someone who understands this market and can tailor the campaigns accordingly. - **Goal:** The primary aim of the campaign will be to generate leads. I want to attract potential customers interested in sports memorabilia. - **Services:** Although I offer custom framing and fundraising services as well, the campaign will mainly revolve around sports memorabilia sales. Ideal candidates for this project should have: - **Google Ads Expertise:** Demonstrable experience in running successful Google Ads campaigns is crucial. - **Local Market Knowledge:** A ...

Seeking a Google Playstore account for instant entertainment and games app deployment, with a focus on teenagers. In brief: - I aim to bypass the testing process prevalent in the usual account creation. - The focus of my app portfolio will be on applications that cater to the teenage demographic. Ideal Freelancer: - Experience with Google Playstore account transactions. - Proficiency in developing and publishing entertainment and games apps. - Understanding of the teenage market and its preferences.

My main objective is to drive product sales through a focused Google ad campaign. I need a freelancer that can: - Understand the beauty industry and the dynamics of promoting online courses. - Harness this understanding to create a strategic Google ad campaign, aimed at intermediate learners. The campaign should stand out visually but also contain content that speaks directly to intermediate learners looking to improve their beauty expertise. Experience in the beauty industry is desirable, but more importantly, I'm looking for someone who can demonstrate a solid track record in managing successful Google ad campaigns tailored to specific audiences. Familiarity with online education platforms is a plus.

1. Introduction This specifications document outlines the requirements for developing a mobile application compatible with Android and iOS using the Flutter framework. The application will include the following features: a loading screen, a login page with Facebook login, Google login, and email/password authentication, a WebView pointing to , and integration with Wonderpush for push notifications. 2. Project Objectives To develop a user-friendly and functional mobile application that allows users to log in through multiple authentication methods and access the website via an integrated WebView. The app should also be capable of sending push notifications. 3. Required Technologies Framework: Flutter Languages: Dart Compatibility: Android and iOS Push Notifications:

I'm in the health and wellness industry, and I publish product reviews as my primary content. I'm looking for an experienced SEO specialist who can help me obtain high-quality backlinks to improve my search engine rankings. Key Project Requirements: - Delivering high-quality backlinks from relevant, authoritative websites in the health and wellness niche. - Ensuring that the backlinks are organic and white-hat, in line with Google's guidelines. Ideal Skills and Experience: - Proven track record of successful SEO projects, especially in the health and wellness industry. - Strong understanding of how backlinks impact search engine rankings and credibility. - Ability to secure backlinks from reputable sources without resorting to black-hat tactics.

I need a professional content creator skilled in human development to provide me with 30 video scripts and ideas for my business centered on getting rid of old block ho...length of 1-3 minutes. Key Requirements: - A solid understanding of human development, personal growth, and related topics - Proven experience in creating concise and engaging video scripts - Ability to convey complex information in an easy-to-understand manner - Strong writing skills with a focus on educational content - Previous experience with similar projects is highly preferred Your work will play a crucial role in helping individuals overcome their fears and personal limitations. I'm looking for creative scripts that can inspire and educate my audience, making a positive impact on their personal devel...

I'm looking for a skilled professional who can help me generate leads with a new Google Ads campaign in Saudi Arabia. Ideal Skills and Experience: - Proficiency in Arabic language is a must - Extensive experience in Google Ads, particularly in lead generation - Familiarity with the Saudi Arabian market and audience preferences Key Objectives: - Tailoring the existing Google Ads campaign to target the right audience in Saudi Arabia - Ensuring the ad effectively generates leads for my web design and development business - Incorporating a clear call-to-action for people to reach out via WhatsApp or phone call after clicking on the ad Please include "I know Arabic" in your bid to indicate you've understood the requirements.

...expert who is Google Ads Certified and able to verify crucial business operations, particularly related to my advertising campaigns. The focus of this project is to ensure the complete and accurate functioning of my PPC campaigns. This involves the following key aspects: - **Business Operations Verification:** The ideal candidate will have a deep understanding of Google Ads and be able to perform a comprehensive verification of the business operations linked to my PPC campaigns. This includes ensuring that all tracking and conversion mechanisms are set up correctly and functioning optimally. - **Google Ads Certification:** It is crucial that the chosen freelancer is Google Ads Certified, as this certification signifies a high level of expertise and knowle...

I will upload ur app on playstore.

I'm in need of a Google search expert to help with keyword research and ad campaign management. Key Tasks: - Keyword Research: The primary goal of this research is to increase website traffic. The expert should be able to identify high-performing keywords for our industry. - Ad Campaign Management: The target audience for these campaigns are national customers. The expert should be able to set up and manage effective campaigns on Google. Ideal Skills and Experience: - Proven experience in keyword research and search engine optimization. - Track record of successful ad campaign management, particularly for national audiences. - Knowledge of Google's advertising platform and its functionalities. - Ability to analyze data and optimize campaigns for better performanc...

I need a professionally designed logo and banner for my YouTube. The channel is called “OnlyCricket”. As the name suggests I post cricket content which consists of GoPro footage and match highlights of the matches that I play every weekend.

...We aim to go beyond traditional quiz elements and introduce interactions that are both fun and educational.  Enhances Visual Appeal: The design should be visually captivating, with a variety of colors, shapes, and animations that appeal to children.  Encourages Exploration: The contents should motivate children to explore and engage with the card, discovering new elements and learning through play. We're reaching out for a collaboration. We're an educational company creating screen-free learning pads for 2-5-year-olds. Our product is thriving in China, and we're now targeting the U.S. market. Now, we need a talent to take on game card designing. I will send you a video and some materials about our product. The page size is only:244mm*152.5mm DPI: 300 Please ...

I'm in need of a modern car logo design to represent my brand. The logo will primarily be used for online platforms. I'm looking for a professional who can deliver a sleek, contemporary logo, with a nod towards the automotive industry. The logo should be unique, and should convey a sense of speed and innovation,...graphic design and branding, and a portfolio that demonstrates an ability to create striking and effective logos. Experience in designing for online use is a plus. Your understanding of color theory is important as the logo should be designed in black and white. A strong sense of typography will also be beneficial. Please share your portfolio when you bid. Your initial concepts and designs will play a key role in my selection process. Looking forward to seeing ...

I'm seeking a developer who can help me resolve an issue that the google pay button doesn't appear when the allowed auth method is CRYPTOGRAM_3DS. Thank you,

I'm seeking a developer who can help me resolve an issue that the google pay button doesn't appear when the allowed auth method is CRYPTOGRAM_3DS. Thank you,

I'm in need of a talented web designer to help me create a website that will play a key role in organizing local sports events. The primary goal of the website is to facilitate the smooth running of these events. Key Project Details: - The website will be a hub for information related to local sports events, including schedules, locations, and event details. - It should feature a user-friendly registration form to allow participants to sign up for the events easily. - The design should be vibrant and engaging, capturing the spirit of sports and fostering a sense of community among participants. Ideal Skills and Experience: - Proven experience in web design with a portfolio showcasing your projects. - Strong understanding of user experience and interface design, with a foc...

I find myself in need of a skilled freelancer to restore my suspended Google Business account. My account was suspended due to exceeding the storage limit, and I have been unable to fix this issue myself. The professional perfect for this job should excel in: - Google Business account restoration - Dealing with suspension issues, specifically exceeding storage limit - Providing tips and guidelines on how to avoid future suspensions due to storage issues The task includes confirming the suspension reason, working towards resolving it, and ensuring resumption of the account. Knowledge on dealing with Google's support system would be highly advantageous. Looking forward to working with you.

...Key responsibilities: - Generate targeted leads: The main responsibility will be to find and gather leads specifically within the consumer goods sector. These leads should be from businesses, not from consumers themselves. - Specific decision-maker contacts: I need contact details for specific decision-makers within the consumer goods companies. These contacts should be the key individuals who play a role in making purchasing decisions. Ideal Skills: - Experience in B2B Lead Generation: A strong background in B2B lead generation is essential for this project. - Knowledge of the Consumer Goods Sector: A good understanding of the consumer goods industry will be a big advantage. - Attention to Detail: The leads you provide should be accurate and well-researched, with a specific fo...

I'm seeking a seasoned professional who can explore potential business opportunities for our ceramic tiles in the United States. The primary focus of this project is to establish retail partnerships in commercial sectors. Key Responsibilities: - Research and identify potential strategic business partners within the commercial...establish retail partnerships for our ceramic tiles Ideal Candidate: - Previous experience in B2B sales or business development, preferably within the tile industry - Strong understanding of the US commercial sector - Excellent communication and negotiation skills - Proven track record in establishing successful retail partnerships This project offers a fantastic opportunity for the right candidate to play an integral role in expanding our market pres...

I need a dynamic, realistic 3D animation video to showcase my product. The video should be more than 3 minutes long, ensuring every detail of the product is well-demonstrated. Key Requirements: - Realistic 3D animation skills. - Experience in product demonstrat...outcome to be engaging and explanatory to leave no doubt in the viewer's mind about how the product works. Ideal Skills: - Expertise in 3D animation. - Great attention to detail. - Clear understanding of product positioning and marketing. If you have a robust portfolio of realistic 3D animations, especially product demonstrations, then I'd love to see your previous work. Your experience will play a significant role in my decision-making process. I look forward to working with a professional who can bring...

Need an web hosting an expert to update my DNS settings. This is essential to ensure a smooth and seamless transfer. Ideal Skills and Experience: - Proficiency in DNS settings and configuration - Experience with migrating websites between hosting providers - Expertise in Google Workspace, particularly in setting up domain emails - Good communication skills to keep me updated on the progress and potential issues.

I am looking for a Flutter expert who can assist me with two main tasks - adding Google SMS verification OTP into the app and ensuring it's uploaded correctly on Google Play. Key Points: - Error Fixing: The app is already developed but I need someone to address a specific error in the current app. - OTP Integration: The main goal is to incorporate Google's SMS verification OTP feature to validate the user's phone number for account activation. This feature is crucial for ensuring the app's security and user base. - Google Play Upload: Once the app is error-free and the OTP functionality is integrated, the expert will need to upload it to Google Play. I envision this to be a long-term project. After the initial developm...

The prime obj...Photoshop - Expertise in creating realistic style designs - Previous experience in creating renders from plans will be a bonus I have drawings/site plans from draftspersons from the company, so all important markings are already laid out, so, I'm imagining it's like normal render from site plans, but with providing them in a format that I can use for the training material. Your creativity will play a role in ensuring these graphics are comprehensive and engaging. At the end of this project, we expect detailed renderings, ready for use within our training materials. The Delivery will be either various layers or a Large .PSB with all layers marked. You will be working directly with me and I'm happy to jump on a call to discuss the project further to ...

I run a remodelling company, AXXION REMODELING, specializing in bathroom, kitchen, and basement renovations. I'm looking for a professional to design a modern house and a set of tools for my company. Your design work will play a pivotal role in showcasing our company's craftsmanship, style, and attention to detail. The modern style is key to our brand, so we're looking for a designer who excels in modern aesthetics. Key Project Details: - Design a modern house that reflects the cutting-edge and sophisticated approach of our company. - Create a set of tools for AXXION REMODELING. These tools should be practical, user-friendly, and well-suited for the demands of our day-to-day work. Requirements: - Proficient in modern design aesthetics - Experience in designing tool...

I'm in need of a skilled Instagram account manager to help me increase website visits. Key Responsibilities: - Manage the day-to-day activities of the account - Create and publish engaging content - Monitor performance and provide regular reports - Engage with followers and respond to comments Ideal Skills & Experience: - Proven experience in managing Instagram accounts - Understanding of Instagram algorithms and best practices - Ability to create engaging content - Strong analytical skills to monitor and report on performance - Excellent communication and customer service skills I plan to have at least three posts a day on the account. I'm looking for someone who can help me significantly boost website traffic through the platform.

Looking for an experienced HTML5 developer to create a customizable video player to be embedded on a website. This video player should be able to handle a playlist function and advances to the next video automatically after a video has ended. Key Features: • Playlist Management: Auto-play next video feature is crucial. • Subtitles Support: Built-in support for video subtitles. Ideal Candidate: • Proven experience in HTML5 and JS. • Familiar with video player development. • Understands user interface and experience design.

google and facebook promotion

Seeking a skilled professional to generate a significant number of leads each month. And run a cold email outreach campaign and book meetings Key Goals: - Generate more than 500 leads monthly with specific focus on the venture capital industry. Key Information Required: - Collecting and pr...amount, stage, sector) Ideal Skills and Experience: - Experience in lead generation, preferably in the venture capital sector - Proficiency in cold email outreach and obtaining the required lead information - Strong communication skills to effectively liaise with potential leads - Ability to maintain high-volume lead generation while ensuring quality and relevance The successful freelancer will play a crucial role in expanding our network and driving our business growth through high-qual...

As a service-based business owner, I am seeking assistance from an expert digital marketer or agency to improve our Google reviews to reach 500 reviews. Until now, we have been prompting our customers via follow-up emails. However, we would like to explore and implement more effective, innovative methods of encouraging our customers to leave reviews. Primed candidates should: - Have previous experience in increasing online reviews, particularly on Google, for service-oriented businesses. - Be adept in developing creative strategies for customer engagement. - Have excellent knowledge of email marketing and other possibly more effective methods. - Have the capacity to provide sustainable solutions: the goal here is to see a consistent growth in the number of high-rated review...

I require a skilled 3D visual effects animator to create engaging rear projections for a theater production. The play lasts for a duration of 1-2 hours. The animations should be visually stunning and creatively incorporated into the play. The ideal freelancer should have the following skills and experience: - Expertise in creating 3D animations, particularly visual effects. - Ability to animate flying effects and magic effects. - Knowledge and experience in theater productions or similar events are a plus. - Strong understanding of timing and how visuals can enhance a live performance. Your task will be: - To design and animate distinctive 3D flying and magic effects. - To work with the director to ensure the visuals align with the script and the vision of the performan...

I'm looking for a talented individual to virtually stage three rooms of my home. Key Requirements: - The style I'm aiming for is Bohemian. You should be familiar with this design style and be able to source appropriate furniture. - You'll be staging three different rooms so attention to detail is key. Ideal Skills: - Experie...appropriate furniture. - You'll be staging three different rooms so attention to detail is key. Ideal Skills: - Experience with home staging and/or interior design is preferred. - Proficiency with virtual staging software. - Previous work with Bohemian style is a big plus. This project will involve transforming photos of empty rooms into beautifully furnished Bohemian spaces. Your work will play a crucial role in helping me visua...

I'm in need of a single screen Android application. The primary function of the app is for users to log in ...Android application. The primary function of the app is for users to log in using their Facebook account. Upon successful authentication, the app should display the user's email address. Key requirements: - Single screen Android application - Facebook / Instagram / Google login integration - Display user's email address post-login Ideal freelancer for this project: - Proficient in Android development, particularly single screen applications - Experience with social media login integrations, specifically Facebook / IG / Google - Familiar with presenting user-specific information on Android applications - Excellent communication skills to clarify any a...

...website at to a new Google Sites webpage. Your main tasks will be: - Transferring all the website content, being the following pages: Homepage, Why Adjudication, Why AANZ?, The process, Articles, Forms (no need to move the links to the Dropbox forms though - I will upload fresh versions myself), Costs, Our Members, CCA 2002, Contact Us. - Replicating the design of the previous site as much as possible. However, given the differences between Webflow and Google Sites, some design changes may be necessary and can be made at your discretion. - Keeping the color scheme, photographs, typography and layout of sections consistent with the original site. Ideal candidates will have experience with both Webflow and Google Sites and a strong understanding of effective web

I need to create alternating colors for rows 19 to 28 and specifically for cells F29, F30, F31, and F32 using fill colors #F2F2F2 which is light gray and #F2F2F2 which is white. There will be a lot of hiding and unhiding of rows for this range and I need a solution that always displays alternating colors despite frequent hiding and unhiding of rows. Can anyone help me with setting up a conditional formatting rule that automatically alternates the row colors, regardless of row insertion, deletion, or hiding? https://docs.google.com/spreadsheets/d/1SwqtiYIrZdO8p6YOxKsOx5MTgE3qQwAajTKIImYWHmE/edit#gid=1503373653

Tenho site / blog com Post's em WordPress e preciso aprovar ele no google Adsense para monetizar-lo Conseguindo concluir o trabalho tenho outros sites para fazer o mesmo trabalho

I need a uniquely developed tool for managing my Google reviews. The primary feature of this tool should be automating responses and providing analytics to monitor trends. It should also be able to alert me in real-time to any negative reviews. Key Features - Automated Responses: The tool should be capable of setting automated responses depending on the review sentiment. - Trend Analytics: It's important to be able to track review trends to gauge consumer satisfaction and adjust business strategies. - Negative Review Alerts: Immediate alerts on negative reviews for prompt response and reputation management. Ideal freelancers for this job should have experience in software development and familiarity with Google Review systems. Expertise in review monitoring, sentime...

Hi Roman, If you remember, last year you did a project for me to show the list of participants of an event to me. I want to improve on that code and add some functionality and features to it. Would you be available? We can chat about the details, but basically, this is what I want: I have an Excel file with different sheets. For example, Founders, Advisors, Announcements, and Media. I want a code similar to the previous code (of course, more complicated) to read this Excel file and show the content of each sheet in a different format (as the amount of type of information is different). I will share an example of the Excel file with you. Are you available?

...assist me with two key areas of my Primerica business - prospecting for new clients and assembling a dynamic team of recruits. Your role would be to innovate fresh strategies that complement my existing methods of attending networking events, cold calling, and deploying online marketing tactics. For the recruiting aspect, your ability to spot potential, motivate people, and inspire commitment will play a pivotal role. When it comes to prospecting, you should be adept at identifying and wooing potential clients in a way that outperforms traditional approaches. Applications should include details of past work in similar roles. Evidence of an innovative approach and achieving significant growth for previous clients will be considered favorably. Experience in the finance and insur...