An escrow app that could live as an add on to mobile as a USSD service to help facilitated payment transactions between two mobile users across networks . The service is to provide an escrow service for payment transaction. Example mobile user A( with a mobile money account) needs to pay for an online purchase , sends the money to escrow and once the transaction is complete the money moves from Escrow to mobile user B . Understanding how mobile money works ( especially in developing countries e.g Ghana ),clarify what the service should provide and why it should be integrated in the electronic wallet system provided by the Telecom as against a stand alone app.
FYI: please contact if you have the relevant skill set.
Related Prior work is an added bonus during my consideration stage .