Online Loan Application Script

Good Morning,

I'm putting a quote together for a loan application website and need the following.

With regards to the tech requirements,

I will need your requirements for what would be needed to acheieve all of the below. Very flexible with regards to platform for which it needs to run.

This project will be implemented into a website and therefore documentation will be needed. As will a non disclosure agreement.

Specific Requirements

1- Loan Calculator – customer needs to be able to visualise payment amount, term of loan and cost of credit. APR needs to calculate from the borrowing amount and term. Term can be manually entered or calculated using the customers entered pay date.

2 - Customer details need to be validated as entered:

- Address details to be looked up using PAF (Postcode Validation)

- Telephone number check to be validated using: (1) Basic postcode / STD code look up, location comparison to post town & length of number; (2) BT Osis. Results of BT Osis check not to be returned to the customer but stored as a pass / fail in the account database

- Employer Name & Address – checked using yellow pages. Results not to be returned to the customer but stored as a pass / fail in the account database

- Bank Details & Credit Card Number: Validated using MOD 10 check and validating BIN range

Surname and first digit of christen name to be the same as the customers registered details, name on bank account and credit card

- Each customer is given a unique reference number e.g. 1234 1234.

Each account is linked to the unique reference number (e.g. account # 1234 1234, Agreement number 1234) making up a 16 digit string

- E-mail activation of account details

3 Credit bureau (Equifax) check to be made using XML link, once customer account provisionally approved & activated. XML data to be stored in the database and key information extracted to determine decision:

- Customer score (Risk Navigator)

- Number and value of all CCJ’s, write offs or defaults that have not been settled

- Worse current status

- Y/N flag : (1) currently on electoral role; (2) active credit accounts present; (3) credit card

- If credit card present at bureau - calculation of credit limit v balance on credit cards

4 Digital acceptance of T&C's etc

5 Decision module – it must be possible to apply basic rules logic against each core data variable returned. These must be date, value and number ranged. The results of each cumulated to arrive at a decision – accept, refer, decline. The worst status of each variable to be taken as the final decision. The parameters must be easily accessible using an on-line admin area.

6 Admin area for maintenance of customer accounts and decision module

Ability to link directly to a credit / debit card payment suite – for payments by a customer (and in the future payments made to customers).

7 E-mail to be sent to admin account once credit agreement is accepted by the customer, detailing account number and payment amount.

8 Monthly bureau report – data file produced monthly showing status of individual records, produced from the database. This could be set up as a report query using an on-line view of the database

Back up of database to local drive – every hour using FTP

IF you require any futher information please email

Taidot: AJAX, Java, PHP, SQL, XML

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Tietoa työnantajasta:
( 4 arvostelua ) Manchester, United Kingdom

Projektin tunnus: #492119

Myönnetty käyttäjälle:


Please do check your PMB

4500 $ USD 60 päivässä
(0 arvostelua)

52 freelanceria on tarjonnut keskimäärin 2818 $ tähän työhön


We are expert in doing this sort of stuff... No upfront needed, all payments through GAF escrow.. Online 16 Hours a day, Can start right away.. Thanks

3500 $ USD 45 päivässä
(537 arvostelua)

We have read the details of the project and understood your requirements well. Please see PM for our queries. Thanks

3000 $ USD 25 päivässä
(73 arvostelua)

Plz Chk PMB

4500 $ USD 30 päivässä
(104 arvostelua)

Dear Sir, I am interested in your project and can be done with your 100% satisfaction. I request you to check your PM for our quality work. 35 Days development + 10 Days for testing + Bug Fixing. Progress Report Weekly Lisää

3000 $ USD 45 päivässä
(121 arvostelua)

I have check details of this loan application, I am aware of this concept well, as i am developing same type of project

4000 $ USD 25 päivässä
(218 arvostelua)

Hi, after discussing all the details in our team I can say that your project is totally feasible and can be done within the shortest terms. We have all the technology skills to make you satisfied with our work. We ar Lisää

2500 $ USD 0 päivässä
(52 arvostelua)

I am interested.

2800 $ USD 50 päivässä
(104 arvostelua)

Check your PMB for details!!!

2880 $ USD 30 päivässä
(100 arvostelua)

Hello, please check pmb

2000 $ USD 40 päivässä
(78 arvostelua)

Please have a look at our profile ( to know why We're best for your project ) and reviews ( to know what our performance is ). I think it'll help you a lot to choose the winning bidder. Thanks, Tonmay

3000 $ USD 35 päivässä
(133 arvostelua)

we offer quality solution,time base completion with support. Check PM Best Regard

2500 $ USD 25 päivässä
(115 arvostelua)

BPowerHouse is an Israel based premier specialist IT solutions and services company, that combines core technical expertise with a global business perspective. The company's key offerings include product development, m Lisää

2800 $ USD 30 päivässä
(13 arvostelua)

Hello Sir, Experts are here. I have gone through all requirement. Will be done as per requirement. Please review our profile for our expertise and commitment towards work. Thanks

2900 $ USD 40 päivässä
(95 arvostelua)

We are Technaissance. We would like to work on this project. Please check the PMB for details.

2500 $ USD 40 päivässä
(27 arvostelua)

Hi, I have gone through the GAF Specifications as also the well conceived [url removed, login to view] and hence confirm my bid. Please check PM for details, regards...Frank

2600 $ USD 35 päivässä
(15 arvostelua)

Hi, i am very interested to work on this project, please check pmb for more detail. Regards, Tarun

2400 $ USD 45 päivässä
(12 arvostelua)

Hello! Please check your PMB. Thanks

3000 $ USD 30 päivässä
(23 arvostelua)

Please check my PM

3000 $ USD 20 päivässä
(90 arvostelua)

We look forward to work we are looking for a long term relationship with you. Please establish a private message board for detailed discussions and work samples. Thanks

3000 $ USD 55 päivässä
(1 arvostelu)

Hello, Kindly look at PM for previous work. Thank you

3000 $ USD 60 päivässä
(25 arvostelua)