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• Show all work for credit. A good rule of thumb is that if you type it in your calculator, you should write it on your paper! • If rounding is necessary and no directions are provided, you choose how to round. • Include appropriate labels with results from all calculations ($, dollars/person, etc). • If you use an Excel finance calculator, specify the calculator by name and label all inputs. Part 1: Saving for Retirement 1. Devon is young and has just graduated college with her associate’s degree. She plans to start saving money for retirement as soon as she starts her new job. By taking 10% of her monthly gross income, Devon is able to contribute (a) $972 each month to a retirement plan. The account is expected to earn interest with an APR of 6.25% compounded monthly. Round answers to two decimal places. a. How much money will be in Devon’s retirement account if she continues to make the same monthly investment for 40 years? (3 pt) b. Overall, Devon contributed how much of her own money into the retirement account? (4 pt) c. What percent of the final balance in Devon’s retirement account was interest? Later in life, Devon convinces her friend Taylor to start saving for retirement as well. Even though Taylor is the same age as Devon, she hasn’t started saving for retirement yet. With only 20 years left until they both plan to retire, Taylor decides she needs to invest at least twice as much as Devon each month to try to catch up to Devon’s retirement plan. Taylor opens a similar retirement account to Devon’s that also has an APR 6.25% compounded monthly. She will invest (b) $2,173 per month. Round answers to two decimal places. a. How much money will be in Taylor’s retirement account if she continues to make the same monthly investment for 20 years? (3 pt) b. By the time she retires, Taylor will have contributed how much of her own money overall? (4 pt) c. What percent of the final balance in Taylor’s retirement account will be interest? (4 pt) 3. Write complete sentences that identify which person had the higher amount and by how much. Round answers to two decimal places. a. Who had more money in their retirement account when they planned to retire? How much more? (4 pt) b. Who contributed more to their retirement account? How much more? (4 pt Andre wants to buy a new car in a few years. He sets a goal to have (c) $42,629 in his savings account in order to buy a new car. Andre plans to save money for 5 years by making monthly deposits to a savings account that has an APR of 2.75% compounded monthly. Round answers to two decimal places. a. In order for Andre to reach his savings goal, how much will Andre need to save each month? (3 pt) b. Overall, Andre contributed how much of his own money into the savings account? (4 pt) 5. Walter is Andre’s friend and is impressed by the new car. As such Walter thinks it’s a good time for a new car as well. Since Walter has not been saving money, he plans to take out a loan to pay for the car. He is able to finance (c) $42,629 with a 5-year loan. The loan has an APR of 6.15% compounded monthly. Round answers to two decimal places. a. What is the minimum payment amount Walter will need to make for his car loan? (3 pt) b. How much will Walter pay altogether over the life of his car loan? (4 pt) 6. Both men purchased a (c) $42,629 car. Who spent more of their own money for the car and by how much? Round to two decimal places. Morgan recently graduated college with their degree and owes (d) $22,208 in student loans with an APR of 5.8% compounded monthly. They are expected to pay off the loan in 15 years. Round answers to two decimal places. a. Under the current terms of their loan, what is Morgan’s minimum monthly payment? (3 pt) b. What is the total amount Morgan will pay when the loan is complete? (4 pt) c. How much will Morgan pay in interest? (4 pt) 8. Morgan decides to pay more than the required minimum monthly amount for their loan to pay off the loan faster. They want to have the loan paid in full after 10 years. Round answers to two decimal places. a. Assuming all the same conditions of the original student loan, what would Morgan’s new monthly payment need to be if they wanted to pay off the loan in 10 years? (3 pt) b. What is the total amount Morgan will pay if they pay off the loan in 10 years? (4 pt) c. With the 10-year loan, how much will Morgan pay in interest? Compare the 15-year loan to the plan to pay off the loan in 10 years instead. Answer in complete sentences. a. Which plan will allow Morgan to pay less per month? How much less? (3 pt) b. Which plan will allow Morgan to pay less overall? How much less? (3 pt) Part 4: Mortgages 10. The Yang family plans to buy a new house soon and is considering mortgage options. They are considering two options, a 15-year mortgage with an APR of 6.3% or a 30-year mortgage with an APR of 7.8%. Both options compound interest monthly. Currently the Yang family spends (e) $2,530 each month in rent and plan to spend the same amount on a mortgage payment. They do not currently have a down payment and will finance the full price of the home. Round answers to whole numbers. a. If the Yang family chooses the 15-year mortgage, how much will they be able to borrow? (3 pt) b. If the Yang family chooses the 30-year mortgage, how much will they be able to borrow? (3 pt) c. Which option will allow the Yang family to borrow the most? By how much? Respond in a complete sentence. (3 pt) d. Under which option will the Yang family spend the most overall? By how much? Respond in a complete sentence. In parts 1 through 4 of this project, two different financial options are presented. For each part, choose which option is better and explain why. Complete sentences should be used in each answer and the explanation should include at least one result from your previous calculations. (4 x 3 pt = 12 pt) Part 1: Saving for Retirement Options: Start saving for retirement early or wait to save for retirement Part 2: Buying a Car Options: Save money to buy a car or use a loan to pay for a car Part 3: Student Loans Options: Pay a loan off over a longer amount of time or shorter amount of time Part 4: Mortgages Options: Buy a house with a 15-year mortgage or a 30-year mortgage
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As an experienced data analyst specializing in finance and data analysis, I can offer you valuable insights and accurate calculations for your financial analysis homework. My proficiency spreads across using Excel finance calculators and incorporating appropriate labels with results from all calculations to meet your instructor's requirements for thorough workings. Having handled similar financial planning tasks before, I am familiar with the importance of adhering to rounding rules where necessary. In Devon and Taylor's case, I'll not only provide precise answers to questions like how much money will be in their retirement accounts but also go further to identify the individual who had the higher amount and by how much. Moreover, my abilities in data entry, web search, and web scraping come in handy when handling projects like Andre's car savings goal. I'll use comprehensive and reliable sources to determine how much Andre needs to save monthly in order to reach his goal of $42,629. I understand the implications of interest rates on loans too, which makes me ideal for Walter’s financing as well as Morgan's student loan repayment analysis. With my services, you can expect detailed answers & explanations for every part of your project.
$29 USD in 1 day
7.6
7.6

Hi, I am an experienced Associate Member of the Certified Cost and Management Accountant (ACMA), a Financial Analyst and a Certified Public Accountant (CPA) with more than 7+ years' experience in finance. I have gone through your project with interest, and it seems a perfect match with my skills. May I ask you a few questions about your project? What’s the principal activity of your business? Do you have any specific reporting requirements? When would you like to start? I have been providing financial modelling, business analysis, business plans, financial analysis, financial forecasting, Excel, advanced Excel, Visual Basic, payroll, data processing, data entry, finance, accounting, and financial research services and have more than 3+ years with a top-rated audit firm (KPMG), during which I have dealt with a number of clients and provided them extremely satisfactory services. Apart from that, I am also highly proficient in different accounting software packages like Excel, Advanced Excel, QuickBooks, Intuit QuickBooks, Xero, Microsoft Dynamics, Enterprise and more. I am a fast learner, problem solver, detail-orientated and highly organised. Looking forward to hearing from you soon! Best regards. Zakwan
$30 USD in 1 day
6.3
6.3

Being professional accountant and having prepared academic and research project in past which makes up around more than 200 projects of this kind enables me to undertake the job efficiently and effectively. So, please get in touch and let me know so that i may begin working on it on immediate possible basis. Eagerly awaiting for your response over the chat
$80 USD in 2 days
6.2
6.2

Hello, I understand you need comprehensive financial analysis homework help covering retirement savings, car purchasing decisions, student loans, and mortgage comparisons. This requires detailed calculations with proper documentation, Excel work, and financial decision analysis across multiple scenarios. With over 15 years of professional experience and expertise in financial analysis, accounting, and mathematical problem-solving, I've successfully guided numerous students through complex financial calculations and comparative analysis projects. My background ensures accurate computations with clear labeling, proper rounding protocols, and thorough explanations of financial concepts. Could you confirm if you need the work submitted in Excel format with calculations shown, or would a detailed PDF with step-by-step solutions work better for your submission? Deliverables: • All calculations shown with proper labels and units • Step-by-step solutions for parts 1-4 • Excel finance calculator specifications where applicable • Complete sentence comparisons and recommendations • Proper formatting and documentation throughout Try me once, and get impressed forever.
$10 USD in 1 day
6.2
6.2

Hello, I am an experienced financial mathematics specialist who can complete your retirement savings, car purchase, student loan, and mortgage calculations with full step-by-step work shown, clear labeling of inputs and outputs, and precise rounding as instructed. Using Excel finance functions (FV, PMT, PV, etc.), I will compute each required value—including future account balances, total contributions, interest percentages, monthly payments, and total costs—and provide complete sentence explanations comparing options (early vs. late saving, saving vs. loan, 10‑year vs. 15‑year loan, 15‑year vs. 30‑year mortgage). I will ensure every calculation is documented, all formulas are transparent, and final answers are presented with appropriate labels ($, dollars/person, etc.). Regards, Zafar
$30 USD in 1 day
6.2
6.2

Hey I can help to submit the answers . can we discuss on chat in details? i can say no problem thank you Brayan
$20 USD in 1 day
5.2
5.2

Hello, I can assist you in completing your financial analysis homework with fully worked-out solutions, clear step-by-step calculations, and properly labeled results as required. I will ensure all formulas are shown (including TVM calculations), with accurate rounding, and can use Excel where needed while clearly identifying inputs and methods. In addition to correct answers, I will provide concise explanations in complete sentences for comparison sections, ensuring your submission meets grading criteria. I have strong experience in finance and quantitative assignments, including loans, annuities, and mortgage calculations
$20 USD in 7 days
5.5
5.5

Hi! I can help you complete this full retirement and finance project with clear, step-by-step calculations and proper labeling—exactly as your instructions require. I’m experienced with time value of money concepts (annuities, loan amortization, and compound interest) and will show all work in a clean, easy-to-follow format. I can also use Excel (e.g., PMT, FV functions) and clearly identify inputs where needed. You’ll receive accurate, well-structured solutions, plus concise written explanations for comparison questions. I’m detail-oriented and will ensure correct rounding, units, and final answers. Ready to get started right away and deliver high-quality work on time!
$20 USD in 3 days
5.4
5.4

Affordable, Early Delivery. ★★★★★★★★★★★★★★I hold a Masters degree which gives me the requisite background to handle writing from various subjects. I am a highly committed person towards my work. You can rely on QualityXenter for quality and consistency in writing. We never violate copyright rules. I have vast amount of experience in this industry since I am working from 2015 as a professional writer. I provide many modifications till to get your satisfactions. I have access to enough journals to use in your research project. I always produce quality work at VERY LOW RATES so, don't worry if you have a low budget for your work, I will be very happy to make a new client like you. I am producing quality work for my clients including ARTICLE WRITING, REPORT WRITING, ESSAY WRITING, RESEARCH PAPERS, BUSINESS PLAN, TECHNICAL WRITING, MATLAB, THESIS, ACCOUNTING & FINANCE work ETC. Go through my profile link https://www.freelancer.com/u/qualityxenter
$10 USD in 1 day
4.7
4.7

As an experienced freelancer well-versed in Accounting, Data Analysis, and Excel, I am perfectly suited to tackle your Financial Analysis Homework. My strong command over spreadsheet functions and formulas will ensure that each step of your retirement calculations, saving goals, loan payments, etc., are accurately completed. With a keen eye for detail, all work will be itemized for easy grading while ensuring adherence to your round-off instructions. Moreover, with my additional skills in data entry and proficiency in PDF design or editing, I can impeccably transform the homework to meet professional standards. My English-Hindi translation abilities can also come in handy should there be a need for any local language-related tasks. Above all else, working collaboratively with you to answer any questions or concerns is my top priority. You can expect prompt deliveries with open communication throughout the process. As someone who believes in quality without compromise, I am confident that hiring me will add great value to this project and guarantee your satisfaction. Let's ensure your homework is not only complete but also a true testament of your comprehension!
$50 USD in 1 day
4.4
4.4

Dear Client, I’m Ivaylo, a finance-focused freelancer with a track record of turning complex financial problems into clear, fully-worked solutions. For your Financial Analysis Homework, I will provide a thorough, calculator-based explanation of every step: defining the problem, setting up the cash flows, computing future values, total contributions, and the share of interest, with explicit labels for dollars and per-person amounts. I will clearly show all formulas, inputs, intermediates, and final results, and I will specify the calculator or software I use (e.g., a financial calculator or Excel) so you can reproduce every result for credit. I will deliver complete sentences that interpret the outcomes and compare options, just as your assignment requires. To ensure accuracy and quick feedback, I’ll structure the work in a modular, part-by-part format, so you can review each calculation and explanation before moving on. I look forward to helping Devon, Taylor, Andre, Walter, Morgan, and the Yang family understand the math behind these savings and loan decisions, and to help you master the skills involved so you can apply them confidently in future coursework. Sincerely, Ivaylo
$25 USD in 2 days
3.8
3.8

Financial Analysis Homework Help Hi there, I understand you need comprehensive help with financial analysis homework covering retirement savings, car financing, student loans, and mortgages. This is a multi-part project requiring detailed calculations, proper labeling, and comparative analysis across different financial scenarios. • Financial Analysis & Calculations • Excel & Financial Modeling • Clear Documentation & Formatting I've completed 550+ projects specializing in accounting, financial analysis, and mathematics. I'm experienced with time value of money calculations, loan amortization, present/future value problems, and financial decision-making comparisons—exactly what this assignment requires. • Detailed step-by-step solutions • Proper formatting with all labels and units • Complete comparative analysis with full sentences What's your preferred deadline? I can typically deliver homework of this scope within 6-8 hours, ensuring all calculations are shown clearly and all comparison questions are answered thoroughly.
$10 USD in 1 day
4.3
4.3

Dear Sir/Madam, I have strong experience in financial calculations and academic assignments, and I am confident I can complete your statistics and finance project accurately. I will solve all questions step by step, show clear working and write answers in simple English. Let’s connect in the chatbox to discuss the project further, including the budget and timeline. I am ready to work with you, please connect in the chatbox for further discussions. Thank You. Dr. Divya.
$20 USD in 2 days
3.9
3.9

Hello , I've just reviewed your project description regarding the Financial Analysis Homework Help and I'm confident in my ability to meet your expectations. With over 7 years of experience as a Senior Graphic Designer, I possess a strong skill set in Accounting, Statistics, Data Analysis, Financial Modeling, Financial Forecasting, Financial Planning, Financial Analysis, Finance, Mathematics and Excel I kindly request you to take a moment from your busy schedule to explore our portfolio, where you can see the quality of my work and read feedback from previous clients: [Portfolio Links] https://www.freelancer.com/u/afshan2176 Could you please specify the final file formats you'll require? Feel free to award me the project so that we can discuss it further. Looking forward to connecting with you. Best regards, Afshan Z.
$10 USD in 1 day
3.4
3.4

With over a decade of top-notch experience in various financial disciplines, I'm confident that I'm the best fit for this project. I have mastering skills in Accounting and Finance which are crucial for analyzing complex data as is required. I also have strong competencies in Data Analysis and Statistical modeling, which will come in handy when handling intricate financial calculations professionally. Having successfully completed similar projects in the past, my clients always laud me for my precision, attention to detail and timely delivery. These are qualities that guarantee quality output for your financial analysis homework. Moreover, I am Cisco and IBM Certified Cybersecurity Analyst hence assurance of data protection is guaranteed. To sum it all up, your project involves numerous calculations that may get overwhelming to some but not to an experienced financial analyst like myself. I'm well-versed with using different finance calculators including Excel and capable of using them to bring out your desired results at all times. My ability to comprehend and overcome complexities, coupled with my commitment to offer nothing short of the best results makes me the ideal freelancer to handle your project. Thank you for considering my application and I look forward to working with you!
$20 USD in 1 day
3.6
3.6

I can solve every question step-by-step with clear formulas, labeled answers, and a neatly formatted document (Word/PDF) so you can easily follow and get full credit. All calculations will be shown (as required), with proper rounding, explanations, and comparisons written in complete sentences.
$10 USD in 1 day
3.0
3.0

I’m a Chartered Accountant with strong expertise in financial calculations, Excel modeling, and finance-based assignments. I will solve the entire project with complete workings, proper formulas, accurate calculations, and clear Excel support wherever required—ensuring all instructions, rounding rules, and labels are followed precisely. Ready to start immediately and deliver within timeline. Thanks!
$30 USD in 3 days
1.5
1.5

Dear Client, How are you? I hope this proposal finds you well. I'M A CERTIFIED FINANCE ANALYST & EXPERIENCED EXPERT This is to inform you that I have KEENLY gone through your project description, CLEARLY understood all the project requirements as instructed in your project proposal and this is to let you know that I will perfectly deliver as desired. Being in possession of all stated required skills as this is my field of professional specialization having completed all certifications and developed adequate experience in the respective field, I hereby humbly request you to consider my bid for professional, quality and affordable services that meet all your requirements. I always guarantee timely delivery and unlimited revisions where necessary hence you are assured of utmost satisfaction when working with me. Please send me a message so that we can discuss more and seal the project. WELCOME.
$30 USD in 1 day
0.0
0.0

Hi, I can provide complete, step-by-step solutions for your financial math assignment, showing all calculations clearly as required and ensuring accurate results with proper labels and rounding. With strong experience in algebra and finance problems, I’ll deliver a clean, well-organized solution file—let’s connect and get started!
$20 USD in 2 days
0.0
0.0

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