Design / Photoshop Skills. Help modifying banners.

I am looking for someone with design skills. Not a professional graphic designer. I am a webmaster/designer and I need constant help for banners & logos. I need someone reliable, fast, creative and with great taste. The first task is to create 5 banners for an ecommerce store. The size of the images needs to be 960 pixels X 440 pixels. They are for the home page of a watch store. The main colors of the store are: Black and Red (The red needs to be color #d20c0c) I will attach a sample image of something I like. I need to be able to modify the text in photoshop. I want you to be fast and creative. How I would it? Go to google, download high definition topic related images, open photoshop, create a new image size 900 x 400 pixels. Insert the downloaded images (resize them however you see fit). Add promotional dummy text on top (use a nice font like Source Sans Pro to make it look modern yet simple). Style the text however you see fit. Add icons, shapes or buttons like "buy now" *whatever you see fit. Repeat process for each banner, but give each one your own creative touch. (Move the text around, choose different color images etc, play around with shapes or buttons...) Save each idea and send the psd file. * Remember, I need to be able to modify the text in photoshop. *** That is the way I would do it but the job is for you, so you can do it however you know how to. I just need: 5 different banners 960 x 400 pixels: 1. For Invicta watches 2. For Swatch watches 3. For Michael Kors watches 4. For Seiko watches 5. All brand Watches in general DUMMY TEXT: You can use the following example text on any of them. Change it around however you see fit. Add words if you need to. Remove words if you need to. Change the brand name or logo to the correct brand banner. Example: "Invicta. Watches on sale. The lowest price on Invicta watches for men and women. Free shipping on all order. More than 50% off. Oficial distributor of brand watches since 2004. More than 1 thousand watches in stock from the best brands. 100% Authentic watches."