Fintech Neo-banking Web App Development

@AwaisChaudhry

Hello, I’m Muhammad Awais, and I will design and deploy the technical architecture for your Fintech Neo-banking platform from scratch. The aim is a secure Web App + Admin Backend that plugs into a European banking partner for card issuance and IBAN-linked accounts. I will deliver a scalable architecture, a crisp landing page, and a secure client app, along with full API integration for onboarding, KYC, and payment flows. A custom “round-up” module will convert everyday transactions into micro-savings. I’ll set up a bank-grade server environment, guide PCI DSS SAQ-D readiness, manage ASV scans, and implement SCA/2FA and hardened endpoints. I’ll propose an agile, compliant solution aligned with PSD2 and European standards, focusing on security and reliability. The approach covers reference architecture (modular or microservices), robust data flows with PCI controls, API wrappers for partner systems, resilient error handling, plus CI/CD, monitoring, and audits. Which European banking partner API will you use, and are there any PSD2/On-boarding constraints I should know? Do you have a preferred KYC/IDV provider or should I propose options? What card issuance flow and IBAN provisioning timelines do you expect (instant vs delayed)? What hosting, cloud, and security tooling should we target (PCI SAQ-D scope, ASV schedule, monitoring)? What are the critical milestones, timeline, and budget flex constraints for this self-funded project? Best regards,

@softsolution2000

I have extensive experience in the Fintech ecosystem and a strong command of security protocols for financial data handling. My skills in PHP, .NET, Website Design, Software Architecture, and Web Development make me a great match for the Fintech Neo-banking Web App Development project. I am confident in my ability to propose agile technical solutions and ensure compliance with European standards. While I understand the project is on a limited budget, I am willing to adjust and prioritize working within your financial constraints. Let's discuss the details and get started on this exciting project. Please go through my profile its 15 years old see the work I did over the years. No Win No Fee means that your satisfaction is my utmost priority. Lets discuss the job details. Moreover, I am willing to start the job and perform tasks without even being hired; it is just to show my commitment to this project. Looking forward to hear from you.

@extreamcode

Hi, Your vision for a Neo-banking platform with stringent European compliance and innovative micro-savings features resonates deeply with my expertise in Fintech development. Having architected secure, scalable fintech solutions integrating PSD2-compliant APIs and strong authentication protocols, I understand the critical importance of security and seamless user experience in this domain. My experience includes developing proprietary financial web applications with complex KYC workflows and PCI DSS-compliant server environments, ensuring both regulatory adherence and user trust. I will design a robust architecture for your Web App and Admin Backend, tightly integrated with your banking partner’s APIs, and implement the round-up micro-savings module with high reliability. I’ve shared an initial estimate based on your description, and once we go over a few technical or functional details, I’ll confirm the exact cost and delivery schedule. Looking forward to clarifying your expectations on security compliance and deployment. Could you share more about the European banking partner’s API documentation and your preferred technology stack specifics, especially regarding .NET and PHP usage? Best regards, Asad

@Hammadhassan21

I am comfortable working lean and would be glad to grow this project step by step into a solid European fintech product. Hello, I hope you are doing well! I can build the full technical foundation for your neo banking platform including the landing page secure client web app and admin backend connected to a European banking partner for card issuing and IBAN account management. I will handle API integration for onboarding KYC and payment flows develop the round up micro savings feature and set up a secure server environment aligned with PSD2 PCI DSS SCA and ASV requirements. The platform will be designed with strong access security two factor authentication and scalable business logic while keeping the architecture agile and cost aware. I bring hands on fintech experience and a practical approach to building compliant systems within real world budget limits. PS: I have worked on fintech platforms involving KYC payments and PSD2 flows and understand how to balance security compliance and speed. Please check out my profile to review my past projects and portfolio. https://www.freelancer.com/u/Hammadhassan21 If you find my offer satisfactory, we will be happy to discuss your project in detail. Thanks.

@Webtechfusion23

Hi Pierrelatte, ➡️ I read your project description concerning the need to design and deploy a technical architecture for a Neo-banking web app targeting the European market. You require a secure, fully integrated platform interfaced with a European banking partners APIs. ⏺️ With over 12 years of experience in full-stack development, I specialize in building secure and robust fintech applications. My past projects include developing web apps with complex financial workflows, integrating KYC and payment systems, and ensuring compliance with banking standards such as PCI DSS and PSD2. I have a strong mastery of security protocols essential for protecting financial data and have successfully implemented SCA/2FA in previous projects. Regards, Aftab Ahmad Full Stack Developer (12 Years of Experience)

@corpmember29

NEO-BANKING PLATFORM DEVELOPMENT – EUROPEAN MARKET I am an experienced Fintech developer with a proven track record in banking API integrations, secure web apps, and compliance-driven architectures. I can design and deploy your platform from scratch, ensuring it meets European banking standards and PSD2 regulations. Proposed Approach: Architecture & Web App: Build a secure, responsive client portal and admin backend. API Integration: Full integration with your European banking partner for card issuance, IBAN-linked accounts, onboarding, KYC, and payment flows. Custom Modules: Implement the "round-up" micro-savings feature with reliable backend logic. Security & Compliance: Configure server environments for banking-grade security, SCA/2FA, PCI DSS readiness, and regular ASV scans. Robust & Scalable: Ensure modular design for future enhancements and smooth maintenance. I have successfully delivered similar Fintech projects involving PSD2-compliant payment flows, card issuance workflows, and secure customer onboarding. I work efficiently, communicate clearly, and focus on delivering production-ready solutions. I am excited about contributing to your ambitious self-funded project and bringing it to market with a secure, compliant, and scalable platform.

@JijoThomas2020

Hi, thanks for your job posting. I’m very interested in helping design and deploy the technical architecture for your neo-banking platform targeting the European market. I have hands-on experience building fintech web applications and admin backends that integrate directly with banking and payment provider APIs, including onboarding, KYC flows, and transaction management. I can take ownership of the architecture from day one, proposing a secure, scalable setup aligned with PSD2 requirements and European compliance standards. The round-up micro-savings module is a feature I’m comfortable implementing at the transaction level with clear, auditable business logic. I’ve worked extensively with SCA/2FA, secure API design, and infrastructure hardening, and can assist with PCI DSS (SAQ-D) preparation and ASV scan coordination. My approach is pragmatic and agile, prioritizing a robust MVP while keeping budget constraints in mind. I’m genuinely passionate about fintech and would be happy to discuss how my past experience with similar regulatory and security challenges can help move this project forward efficiently. Best regards. Jijo

@Herculesz

Hi I can help you to build and deploy a secure, production-ready technical architecture for your neo-banking web app and admin backend, fully integrated with a European banking partner for card issuance and IBAN-linked accounts. The core challenge in projects like this is not API connectivity, but maintaining a resilient onboarding–KYC–payment lifecycle that meets PSD2 and SCA requirements while remaining auditable and scalable. I can help you to build a strict security model with encryption, least-privilege access, immutable audit logs, and clearly defined state transitions for compliance and support. For the round-up micro-savings feature, I can help you to build deterministic, ledger-safe logic that handles retries, reversals, and partial captures without data drift. I can also help you to prepare your server environment for banking standards, including PCI DSS (SAQ-D) readiness and ASV scan remediation. The architecture will stay lean enough for a self-funded phase while remaining future-proof for growth and regulatory scrutiny. My approach focuses on pragmatic fintech patterns that reduce risk and speed up delivery without cutting security corners. Thanks, Hercules

@Feriver

Hi, I can design and deliver a secure, scalable neo-banking web platform from the ground up, covering public landing, client app, and admin backend. I have hands-on experience integrating European banking APIs for IBAN accounts, cards, KYC, and payments, with strong focus on PSD2, SCA, and PCI DSS. I build clean architectures, implement round-up savings logic, and deploy hardened environments ready for audits and ASV scans. Regards, Soas

@hireageek

Hi there, I’m excited about the opportunity to contribute to your Neo-banking project aimed at the European market. With significant experience in the Fintech ecosystem and a proven track record of designing secure web applications, I feel confident in my ability to deliver a robust architecture that meets your needs. My background includes integrating payment workflows and KYC processes, ensuring compliance in highly regulated environments. Through previous projects, I've successfully built features like micro-savings modules and implemented Strong Customer Authentication protocols, aligning with European standards such as PSD2. My proactive approach guarantees not only technical excellence but also timely communication and agile solutions to any challenges that arise. I would love to discuss how we can bring your vision to life while navigating your budget constraints. Could you elaborate on the specific banking partner APIs we would integrate with? Best regards,

@mubeenm5026

As a leader in AI-driven solutions with an in-depth knowledge of the Fintech landscape, Web Crest is perfectly positioned to deliver your Neo-banking project. With our proven track record of successfully integrating complex APIs and building secure web applications, we are confident that we can design and deploy a robust technical architecture for your unique needs. Our team has extensive experience in handling financial data and implementing stringent security protocols to meet industry standards. We are well-versed in the European regulatory framework, including the intricacies of PSD2, which will be instrumental in ensuring the compliance aspect of your project. At Web Crest, we understand the challenges of self-funded projects and operate efficiently within budgetary constraints. We're passionate about turning ambitious visions into reality, and there's nothing more exciting than being part of projects like yours – transforming the traditional banking landscape with innovation. Unlock the possibilities of your vision with us – let's build the future together!

@sabaehsan

Greetings, I’m excited about the opportunity to help you build your Neo-banking platform for the European market. Your project involves creating a secure web app and admin backend that integrates with banking APIs—a challenge I’m well-prepared for. I would approach this by first designing a solid technical architecture, ensuring that it meets all security and compliance requirements, especially with PCI DSS and SCA protocols. My background in Fintech includes developing secure applications that prioritize user experience while handling sensitive financial data. I've successfully implemented similar banking workflows and custom features like micro-savings in past projects. Understanding European standards, especially PSD2, will be pivotal in creating a robust application. I’m passionate about Fintech and eager to contribute to your vision. Best regards, Saba Ehsan

@Sohail748

Hi there, I’m offering a 25% discount for this project. With expertise in fintech and secure web application development, I will build a comprehensive Neo-banking web app featuring user account management, transaction dashboards, peer-to-peer transfers, and financial analytics. I specialize in creating scalable, secure frontends with React or Vue.js and robust backends with Node.js or Python, implementing banking-grade security protocols, encryption, and compliance considerations to deliver a trustworthy digital banking experience. The process includes designing the user experience for financial management, developing the core banking features and transaction engine, integrating with payment gateways and identity verification services, and ensuring the application is performant and fully responsive. I will focus on security, data integrity, and creating a seamless user journey. You’ll receive a fully functional, white-label neo-banking web application with source code, ready for deployment and integration with licensed financial partners. My goal is to deliver a powerful fintech platform that provides modern banking services and can serve as the foundation for your financial product. Best regards, Sohail

@Techislandsllc

Drawing from my extensive experience in the Fintech sector, I have developed a strong mastery of security protocols related to handling financial data. This makes me the perfect candidate for your Neo-banking web app development project. I have the capacity to propose agile technical solutions for robust applications and demonstrated this when I developed a "round-up" module for card transactions, which is similar to the micro-savings feature you require for peripheral advancements. Additionally, my expertise in European standards such as PSD2 and knowledge of Strong Customer Authentication protocols will serve as valuable assets throughout this project. Reassuringly, I understand the constraints of self-funded projects and always strive to deliver exceptional results within given budgets. To further ensure elegant completion of your project, I offer phased deliverables that align with your financial capabilities.

@AZTURK1

Hi there, I’m excited about your Neo-banking project targeting the European market and confident in delivering a secure, compliant, and robust platform from scratch. - Design and deploy a secure Web App + Admin Backend meeting PSD2 standards. - Full API integration for onboarding, KYC, card issuance, and IBAN-linked account management. - Develop the innovative "round-up" micro-savings feature. - Setup server security aligned with PCI DSS and perform ASV scans. - Implement Strong Customer Authentication (SCA/2FA) and secure endpoints efficiently. **Skills:** ✅ Fintech API integration and PSD2 compliance ✅ Security protocols and PCI DSS procedures ✅ PHP, .NET, and secure web development ✅ Custom business logic implementation (round-up feature) ✅ Agile architecture design for fintech applications ✅ Payment workflow management **Certificates:** ✅ Microsoft® Certified: MCSA | MCSE | MCT ✅ cPanel® & WHM Certified CWSA-2 I’ve successfully handled similar fintech environments requiring stringent security and compliance measures. Ready to collaborate and help turn your vision into reality within your budget and timeline. Could you share more details about the European banking partner's API documentation and existing infrastructure to better tailor the architecture? Best regards,

@rbtech1984

Hello There!!! ⚜⭐⭐⭐⭐⚜(( Build a secure Fintech Neo-banking web app with card issuance and IBAN-linked accounts ))⚜⭐⭐⭐⭐⚜ I see you are looking to develop a complete Neo-banking platform, including a landing page, secure client web app, and admin backend, fully integrated with European banking APIs for account and card management. The project also requires compliance with PSD2, SCA, and PCI DSS standards, plus features like micro-savings round-ups. I bring extensive experience in Fintech web development, API integration with banking systems, and implementing high-standard security protocols for financial data. I have delivered secure web apps handling KYC flows, transaction management, and two-factor authentication. Three key features: 1. Full banking API integration for onboarding, payments, and card management 2. Secure architecture with SCA/2FA and PCI DSS-ready environment 3. Custom micro-savings module for seamless user experience I would be excited to help turn your self-funded vision into a robust, compliant Neo-banking platform. Let’s discuss the architecture and roadmap. Warm Regards, Farhin B.

@mughiraaa

hi, i have reviewed the details of your project. i have worked on fintech and payment related platforms involving kyc flows, wallet systems, transaction processing, and secure api integrations. for this project, i will design the full technical architecture from scratch, including the landing page, secure client web app, and admin backend. i will integrate the european banking partner apis for onboarding, kyc, card issuance, and payment flows. the round up micro savings logic will be implemented cleanly at transaction level with proper audit trails. security will be a priority from day one. i will help set up a hardened server environment, apply sca and 2fa flows, secure all endpoints, and assist with pci dss saq d preparation and asv scans. all architecture choices will align with psd2 and european fintech standards. let's have a detailed discussion, as it will help me give you a complete plan, including a timeline and estimated budget. i will share my portfolio in the chat. regards. mughiraa

@GameOfWords

Fintech Neo-banking Web App Development I’m a full-stack software engineer with expertise in React, Node.js, Python, and cloud architectures, delivering scalable web and mobile applications that are secure, performant, and visually refined. I also specialize in AI integrations, chatbots, and workflow automations using OpenAI, LangChain, Pinecone, n8n, and Zapier, helping businesses build intelligent, future-ready solutions. I focus on creating clean, maintainable code that bridges backend logic with elegant frontend experiences. I’d love to help bring your project to life with a solution that works beautifully and thinks smartly. To review my samples and achievements, please visit:https://www.freelancer.com/u/GameOfWords Let’s bring your vision to life—connect with me today, and I’ll deliver a solution that works flawlessly and exceeds expectations.

@Aahilamin

Greetings, I hope you're fine, My name is Aqeel Amin, and I’m a full-stack developer with hands-on experience building secure Fintech platforms for regulated markets. I’ve worked on Web Apps and admin backends connected to banking and payment APIs, including onboarding flows, KYC processes, card transactions, and account management aligned with PSD2 requirements. For this Neo-banking project, I can design the full technical architecture from scratch, focusing on scalability, security, and compliance. I’ll develop a clean landing page, a secure client web application, and an admin backend with full control over users, transactions, and risk checks. I have implemented custom financial logic before, including automated savings and transaction-based calculations similar to round-up features. On the security side, I’ve set up environments compliant with PCI DSS (SAQ-D), handled ASV scans, secured APIs, and implemented SCA/2FA flows to protect sensitive financial data. I’m used to working lean on self-funded projects and proposing agile, cost-effective solutions without cutting corners. Which banking partner APIs are already selected? Do you have defined KYC providers in mind? What is the expected MVP timeline? I’d be glad to help turn this vision into a real, compliant Fintech product. Warm Regards, Aqeel Amin