I am looking for a company that is able to generate completed mortgage files by first telemarketing, and then processing the file/gathering documents. Here is the basic process flow:
1. Complete mortgage script that we provide. (simple introduction and prequalifier for customer)
2. Complete 1003 (make sure customer is aware we will be pulling credit for them so SSN is important.)
3. Send 1003 to us so that we can pull credit and fill in the correct rate.
4. We then send file back to you along with a 40 page agreement describing the customer's rate and what we need back from them. Please make sure that all documents demanded from the agreement are received from customer.
5. As soon as you receive any documents, specifically credit card form, let us know so that we can lock the loan!
6. Send us the rest of the documents and agreement after you have received them from customer.
7. We complete file and send to corporate for approval and keep you posted on status of each file.
8. Loan closes, we pay you $895/file.
Note: I am NOT looking for simple telemarketing or lead generation, i am looking for a company experienced in the USA mortgage industry who has experience with 1003s and collecting information from customers. We are paying for FULL files after loans close.