Full-Scope Credit Repair Help

I have pulled my files from Equifax, Experian, and TransUnion and can see several clear problems that are dragging my score down. There are items showing the wrong personal details, some accounts that simply are not mine, and even a couple of duplicate trade lines. Beyond cleaning that up, I also need a structured plan to lift my overall score and a seasoned hand to negotiate reduced-balance settlements on two collection accounts. Here is what I need from you: • Draft and submit all dispute letters to each bureau for the incorrect personal information, the erroneous accounts, and the duplicates, then track and follow up until each item is resolved or properly verified. • Lay out a 90-day credit-building roadmap—covering utilization targets, mix of credit, new tradeline strategy, and ongoing score monitoring (FICO, Vantage, or both). • Handle or coach me through creditor and collection-agency calls to secure favorable settlement terms, making sure all agreements include “paid for delete” language whenever possible. Acceptance criteria: every disputed item must receive a bureau response, score-improvement plan must be specific with measurable milestones, and any settlement letters must be documented in writing before payment is released. I can supply full reports, ID verification, and signed dispute authorization immediately. Let’s get these errors erased, my score climbing, and my debt settled on the best possible terms.

Projektin tunnus (ID): 40303435