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Project Goal Build a mobile-first digital payments app that allows users to send, store, convert, and spend crypto-backed USD with extreme simplicity, comparable to Zelle or Venmo — while crypto remains largely invisible to the user. Core Principle: “It should feel like a normal money app, powered by crypto in the background.” ⸻ Target Platforms • iOS • Android • Backend server • Admin dashboard (web) ⸻ Core MVP Functionality 1. User Authentication Required: • Phone number signup • SMS verification • Optional email backup • PIN or Face ID login • Secure session management System must: • Prevent duplicate accounts • Securely encrypt user credentials ⸻ 2. Automatic Wallet Creation Upon signup, the system must: • Automatically create a BTC wallet • Automatically create a USDC wallet • Automatically create a USD ledger balance • Link wallets to the user’s phone number identity Users should not need to understand crypto at any point. ⸻ 3. Home Dashboard Displays: • USD available balance • BTC holdings (optional tab) • Recent transactions Action buttons: • Send • Request • Add Cash • Withdraw • Convert • Rewards UX Priority: Clean, fast, and minimal taps. ⸻ 4. Send / Receive Money Users can send money using: • Phone number • Contact list Flow: 1. Enter amount in USD 2. Select recipient 3. Confirm 4. Funds transfer instantly 5. Recipient sees updated balance Backend logic must: • Auto-convert crypto to USD if needed • Log all transactions • Prevent double spending • Notify both sender and receiver ⸻ 5. Add Cash / Withdraw Cash Add Cash options: • Bank account • Debit card • Manual test funding (for MVP) Withdraw options: • Bank account • Card cash-out System must display status: • Pending • Completed • Failed ⸻ 6. Crypto ↔ USD Conversion Engine Users must be able to: • Convert BTC → USD • Convert USDC → USD • Convert USD → BTC Must display: • Live exchange rate • Fees or spread • Final amount preview • Confirmation screen ⸻ 7. Apple Pay / Card Spending (MVP Level) Phase 1 acceptable implementations: • Virtual card integration • Simulated spending environment • API-based card issuing (Stripe, Marqeta, or similar) Logic: • If spending USD, auto-convert crypto if needed • Deduct balance in real time ⸻ 8. Transaction History Users must see: • Date • Amount • Type (Send, Receive, Convert, Spend) • Status (Completed, Pending, Failed) • Transaction ID ⸻ 9. Rewards / Incentives Module MVP features: • Cashback in BTC or USD • Rewards tracker • Loyalty tier placeholder Admin controls: • Enable or disable rewards • Adjust reward percentage ⸻ Security Requirements System must include: • Encrypted sensitive data • Secure wallet key storage • No private keys exposed to the frontend • Secure admin login • Transaction logs • Fraud flag placeholder ⸻ Admin Dashboard (Backend Panel) Admins must be able to: User Management • View users • Search by phone or email • View balances • Freeze or unfreeze accounts Transaction Monitoring • View all transactions • Filter by type and status • Export CSV reports Analytics • Daily transaction volume • User growth metrics • Conversion volume • Revenue tracking Rewards Control • Set cashback percentage • Enable or disable campaigns ⸻ Compliance (MVP Level) Must include: • Basic KYC API integration OR manual identity verification placeholder • Terms and Privacy acceptance • Activity logs ⸻ Performance Requirements • App load time under 3 seconds • No major lag • No crashes • Smooth UI animations • Stable API responses ⸻ Design & UX Standards The app must feel: • Premium • Modern • Fintech-grade • Non-generic • Not template-based • Comparable in polish to Stripe, Cash App, or Revolut Rejected if: • UI looks generic • Flows feel clunky • Fonts or spacing look amateur • Screens feel unfinished ⸻ Deliverables Required from Developers Code Ownership • Full frontend source code • Full backend source code • Admin panel source code • Database schema • API documentation Documentation • Deployment instructions • Environment setup guide • API references • Admin usage guide ⸻ Milestone Delivery Rules Each milestone must include: • A live demo • Fully working features • No fake mockups • No placeholder logic disguised as real functionality If it does not work, it does not pass. ⸻ Success Criteria The MVP is approved only if: • Users can sign up successfully • Wallets auto-generate • Money can be sent and received • Conversion functions correctly • Transactions log accurately • Admins can monitor system activity • UI feels premium and production-ready ⸻ Founder Final Note This MVP is intended to be: • A real functional product, not a concept demo • A foundation for scaling into a full fintech platform • Built with serious quality standards
Projektin tunnus (ID): 40217943
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79 freelancerit tarjoavat keskimäärin $1 632 USD tätä projektia

Hi there, I’ve read your Mobile Crypto Wallet project and I’m confident I can deliver a premium, production-ready MVP that feels like a normal money app while running crypto in the background. I’ve built fintech-grade mobile apps with crypto components, including auto-wallet creation, secure key management, real-time conversions, and robust transaction logging. My approach keeps the user experience simple: onboarding with phone-based signup, automatic wallet scaffolding, and a clean dashboard with one-tap actions (Send, Request, Add Cash, Withdraw, Convert, Rewards). The conversion engine will show live rates, fees, and final previews, while the backend ensures double-spend protection, instant transfers, and immutable logs. I will also integrate a scalable admin panel for user management, compliance (KYC placeholder), and monitoring, plus a web-based analytics/dashboard. Deliverables will include frontend, backend, admin panel, database schema, and full API documentation, with deployment guides and environment setup. Next steps: I can start with a 2-week sprint to validate signup, wallet auto-generation, and the basic send/receive flow, then iterate toward MVP completion within a 60-day timeline. What is your target launch date for the MVP and are there any regulatory or compliance constraints we should plan for beyond basic KYC? Best regards, Muhammad Awais
$1 500 USD 13 päivässä
9,2
9,2

Hello! This is a serious fintech MVP, not a demo, and the way you’ve defined it—crypto hidden behind a familiar money-app experience—is exactly how it should be built. The priority is correct money logic, security, and premium UX, not shortcuts. How I’d approach the MVP Architecture & Stack • Mobile apps: Flutter (iOS + Android, single high-quality codebase) • Backend: Node.js / TypeScript with strict transaction control • Wallet layer: BTC + USDC via secure custody or managed wallet service • Admin dashboard: Web (React) • No private keys ever exposed to frontend Core Flows (Fully Real) • Phone signup + SMS OTP, session security, duplicate prevention • Auto-create BTC, USDC, and USD ledger on signup • Send/receive by phone number with instant balance updates • Conversion engine (BTC↔USD↔USDC) with live rates, fees, confirmations • Add/withdraw cash (bank/card + test funding) • Virtual card / Apple Pay–ready spending logic (MVP-safe) • Full transaction history + rewards engine (admin-controlled) Security & Compliance (MVP) • Encrypted sensitive data • Secure wallet key handling • Activity logs + fraud flags • KYC placeholder or API-ready integration Admin Panel • User search, balances, freeze/unfreeze • Transaction monitoring + CSV export • Rewards control + analytics This is absolutely buildable as an MVP with the right discipline. Let’s open the chat and I’ll break this into milestones, timeline, and risk areas before we start. Best regards, Jasmin
$1 125 USD 7 päivässä
9,4
9,4

I have over a decade of experience in web and mobile development, specializing in blockchain, AI/ML, and FinTech solutions. I understand that your project goal is to build a mobile crypto wallet app that seamlessly integrates crypto-backed USD transactions, similar to Zelle or Venmo. Your core principle of making it feel like a normal money app, powered by crypto in the background, resonates with me. In the realm of mobile app development, I have successfully delivered projects in the FinTech sector, ensuring user-friendly interfaces and secure transactions. My expertise in automatic wallet creation, transaction monitoring, and user authentication aligns perfectly with the core MVP functionalities you require. I am confident in my ability to meet your project requirements and deliver a premium, modern, and non-generic app that exceeds your expectations. Let's work together to bring your vision to life and create a cutting-edge mobile crypto wallet that sets new industry standards. Feel free to message me to discuss further details and take the next step towards making your project a success.
$1 200 USD 20 päivässä
8,3
8,3

Hi there, As you can see from my profile, I have extensive experience in developing mobile-first fintech applications with secure payment processing and wallet management. I have successfully delivered projects that involve crypto integrations, real-time transaction systems, and premium mobile UX design comparable to leading apps like Cash App and Revolut. I am familiar with building secure user authentication flows, including phone number verification, biometric login, and encrypted session management, as well as automatic wallet creation and seamless crypto-to-fiat conversion engines. I have implemented instant peer-to-peer payments, transaction logging, rewards modules, and card-spending integrations, ensuring that the end-user experience remains simple and intuitive while handling complex crypto operations in the background. You will get a fully functional MVP that aligns with your vision of a mobile-first digital payments app powered by crypto, with clean, fast, and premium UI/UX. In which all features will be demonstrated in live demos for each milestone, ensuring that nothing is a mockup or placeholder, and that the product is production-ready with complete source code, database schemas, API documentation, and deployment instructions. Looking forward to collaborating with you on building this innovative and seamless crypto-powered payments experience. Thanks, Rahul
$1 125 USD 7 päivässä
8,7
8,7

Hi, this is Elias from Miami. I went through your MVP spec and I get the core principle: it must feel like Zelle/Venmo in USD, while crypto stays invisible in the background (auto wallets, auto conversion, real-time ledger, clean history, premium UX). This is a real product MVP, so the backend/ledger + key security + admin monitoring are just as important as the UI polish. I can build this as: mobile apps (iOS/Android) + backend API + database ledger + admin dashboard. Frontend never touches private keys, transactions are event-logged, balances are reconciled, and admin can freeze accounts + export + track volume/rewards. Milestone style: every phase ships working flows with a live demo (no “fake” screens), and we keep parity across iOS/Android from day one. Q1: What’s your custody model for BTC/USDC wallets on MVP — custodial via a provider (recommended) or non-custodial? This decides key storage + compliance scope. Q2: For “Add Cash/Withdraw” in MVP, which rails do you want first: ACH (Plaid + bank), debit (Stripe/issuer), or manual test funding only until KYC is wired? Q3: For “spend”, do you want a real virtual card program in MVP (Marqeta/Stripe Issuing) or a simulated spend ledger first with the exact same API/UX so we can swap issuers later? Regards, Elias
$1 125 USD 7 päivässä
7,9
7,9

Hello, I have 10+ years of experience, I can build this from scratch using Agile methodology, ensuring the MVP is fully functional and production-ready. I will deliver complete source code, database schema, API documentation, and provide 2 years of FREE ongoing support. I have gone through your detailed requirements and clearly see you need a mobile-first crypto-backed USD payments app with Venmo/Zelle-like simplicity, where crypto stays behind the scenes while the user experiences a clean, modern fintech flow. Key MVP Deliverables (Core Features): Secure Phone-based Auth with SMS verification, PIN/FaceID, and session security Auto Wallet Creation for BTC, USDC, and USD ledger upon signup Instant Send/Receive via phone/contact list with anti-double-spend logic Add Cash / Withdraw (Bank, Card, Test funding) with status tracking Live Conversion Engine (BTC ↔ USD, USDC ↔ USD) with rates, fees, preview Transaction History + Admin Dashboard for user/transaction monitoring Rewards Module with cashback controls Security & Compliance with encrypted keys, admin security, basic KYC placeholder Admin Panel Includes: User management, freeze/unfreeze Transaction monitoring & CSV export Analytics dashboard Rewards configuration I’m ready to build this as a real working product , with smooth UI, strong backend logic, and premium UX. I have some queries to ask regarding the project to proceed further. Awaiting your positive response. Thanks
$750 USD 7 päivässä
8,4
8,4

Hello, At Live Experts, we possess a unique set of skills that make us the perfect candidates to handle your Mobile Crypto Wallet Development project. With over X years of experience in Android and iOS development, we've successfully built multiple scalable applications for our clients. Our command over Backend Development and C Programming ensures that robust security measures are implemented to protect user data and funds. Additionally, we empathize deeply with your vision of creating a crypto wallet that feels familiar and friendly - one that even non-experts will use without hesitation. This is where our proven track record in user-centric design comes into play. We're known for producing premium, modern, fully-customized UIs that deliver seamless experiences users love. Our proficiency with backend server systems and Admin dashboard further adds value by allowing us to build comprehensive and easily manageable platforms. We can create tools for you that enable efficient user management, transaction monitoring, analytics, rewards control, compliance, among other desired functionalities. Let's discuss your specific requirements in more detail to convert your idea into a reality! Thanks!
$1 500 USD 4 päivässä
7,3
7,3

✅ Mobile App | Fintech | Crypto Wallet | React Native Expert Hi, Thanks for the detailed brief — this is a serious fintech-grade MVP and exactly the kind of system I’ve worked on: wallets, ledgers, payments, crypto conversions, and secure mobile apps with clean UX. How I would approach your MVP : • React Native app for iOS/Android with biometric/PIN auth • Node.js backend with a central USD ledger + crypto wallet mapping • Automatic BTC/USDC wallet generation per user (server-side key custody) • Real-time Send/Receive via phone number with double-spend protection • Conversion engine with live rates and fee preview • Card/virtual card API integration (Stripe/Marqeta-ready) • Secure admin dashboard for users, transactions, rewards, and analytics • Proper encryption, logs, KYC placeholder, and fraud flags from day one This will feel like Zelle/Venmo, while crypto stays invisible in the background — exactly as you described. I would love to discuss how we can bring this fintech vision to life with production-quality architecture. NOTE: Please ignore the budget for now, we will discuss over chat. Thanks & Regards, Purnima
$1 500 USD 20 päivässä
6,9
6,9

Hello, Your vision of a crypto-powered money app that feels like a normal USD wallet is very clear, and it aligns well with projects I’ve handled before. I have 5+ years of experience in Android, iOS, Flutter, and full-stack development, including fintech-style apps with secure authentication, wallet logic, payments, and admin dashboards. Proposed Approach: Cross-platform mobile app using Flutter for iOS & Android (fast, smooth, single codebase) Backend with Node.js / Laravel + PostgreSQL (secure, scalable) Admin dashboard using React or Flutter Web Wallet operations handled server-side only (no private keys exposed) What I will deliver: Phone/SMS authentication, PIN/biometric login Auto BTC, USDC, and USD ledger wallet creation Send/receive by phone number with instant balance updates Crypto ↔ USD conversion engine with live rates & preview Add/withdraw via bank & card (Stripe or similar) Transaction history, rewards module, and notifications Secure admin panel for users, transactions, rewards, analytics Security First Encrypted data, secure key storage, server-side signing, audit logs, and compliance-ready structure. I work with milestone-based delivery, live demos, clean code, and full documentation. The goal will be a premium, fintech-grade UI comparable to Cash App or Revolut. I’d help define milestones, timeline, and stack in detail after a short discussion. Looking forward to building this MVP with serious quality. Best, Bhargav
$1 125 USD 7 päivässä
6,9
6,9

As the CEO of Web Crest, I offer not only extensive experience in mobile app development but also a deep understanding of blockchain and cryptocurrency. Combining these skills allows our team to provide exactly what you need for this project: a mobile-first digital payments app that takes the complexity out of crypto, giving your users an experience that feels as normal as any regular money app. Trust me when I say, we won't let the crypto part be visible to the user. We understand and appreciate that speed, stability and performance are absolutely vital when handling sensitive financial data. Rest assured, we're up to the task. Our previous clients have endorsed our impeccable ability to deliver smooth user experiences with virtually no lag or crashes. In summary, Web Crest offers you: - An experienced team of 10 who bring top-tier AI and automation solutions alongside full-stack web and app development expertise. - A strong focus on UI design that feels "premium, modern, fintech-grade" – delivering a product far removed from generality or template-based creation. - The promise of secure transactions with adequate fraud prevention measures to protect your customers valuable data.
$1 000 USD 7 päivässä
6,2
6,2

Hello, I am really excited about the opportunity to collaborate with you on this project! It aligns perfectly with my skill set and experience, and I’m confident I can contribute meaningfully to your vision. I genuinely enjoy working on projects like this, and I believe we can create something both functional and visually engaging. Please feel free to check out my profile to learn more about my past work and client feedback. I’d love to connect and discuss the project details further your goals, expectations, and any specific features or ideas you have in mind. The more I understand your vision, the better I can bring it to life. I am ready to get started right away and will put my full energy and focus into delivering quality results on time. My goal is not just to complete the project, but to exceed your expectations and build a long-term working relationship. Looking forward to hearing from you soon! With regards! Nikhil
$1 500 USD 7 päivässä
6,2
6,2

Hello, I hope you are doing well. I understand that you are looking to build a CRYPTO WALLET APPLICATION and I would be happy to help. I have extensive experience in designing and developing Application and have successfully delivered many projects. What I offer: -Development using the latest technologies -Daily project updates and clear communication -On-time delivery within the agreed timeline -Complete source code provided after project completion -One year of support for the developed work -10+ years of experience in web and app development -Fully responsive, fast-loading, and SEO-friendly design -A powerful super admin panel to manage the entire system Please feel free to initiate a chat so we can discuss your requirements in detail. Thank you and regards, Dheeraj K.
$750 USD 7 päivässä
7,0
7,0

Hi I can build your mobile-first digital payments MVP so it feels like a normal money app while crypto runs invisibly in the background, matching the UX quality of Cash App, Revolut, or Stripe. The main technical challenge is combining real-time wallet orchestration (BTC, USDC, USD ledger), instant peer-to-peer transfers, and compliant KYC/payment flows into a secure, ultra-simple interface; I solve this using a modular backend (microservices or clean monolith), encrypted custodial wallets, and a mobile UI that minimizes taps but maintains fintech-grade polish. Authentication (phone number + SMS), auto-wallet creation, send/receive flows, conversion engine, and transaction logging will operate exactly as described with audit-ready records. Admins will get a full monitoring dashboard—balances, freezes, transactions, rewards settings, analytics—built with secure role-based access. Every sensitive operation (keys, identity, funds movement) is isolated on the backend so no private keys ever touch the device. I’ve delivered production fintech systems with KYC, card issuing (Marqeta/Stripe), on-chain wallets, and high-availability APIs, and can meet your milestone requirement of working demos, not mockups. Thanks, Hercules
$1 500 USD 7 päivässä
6,0
6,0

Hi there, I am excited about the opportunity to develop your mobile-first digital payments app, which aims to simplify crypto transactions for users just like Zelle or Venmo. As a top California freelancer with numerous successful projects and a consistent 5-star rating, I fully understand the complexity of making crypto seamless for everyday users. My expertise in mobile app development and blockchain technology makes me the perfect fit to ensure your app feels like a traditional money app while keeping the powerful crypto capabilities behind the scenes. With my experience, I will ensure the core MVP functionalities are implemented efficiently, including robust user authentication, automatic wallet creation, and a clean, user-friendly dashboard. I'm confident in my ability to meet your high-performance and design standards; my focus will be on delivering a premium user experience that aligns with the best fintech applications in the market. I'm eager to discuss the next steps, including a timeline for milestones and project delivery. Could you clarify if you have a preferred technology stack for the backend and mobile development? Best regards,
$1 375 USD 13 päivässä
5,7
5,7

As an experienced blockchain engineer and full-stack developer, I am excited about the opportunity to build a mobile-first crypto wallet app that seamlessly integrates crypto with traditional USD transactions. My in-depth understanding of smart contracts, tokenomics, and security measures positions me to skillfully fulfill every requirement you've outlined. In previous projects, I have created sophisticated blockchain systems leveraging smart contracts, including ERC standards, token launches, and role-based permissions. I have also developed staking and liquidity reward platforms much like those you require for secure crypto management. With my proficiency in GraphQL API architecture, webhooks and fast backend frameworks like Django & FastAPI (Python), not to mention NoSQL databases such as PostgreSQL or MongoDB for high-performance log management, I can confidently handle the complexity of such a system.
$1 125 USD 7 päivässä
5,6
5,6

hi, i have reviewed the details of your project. i can build your mobile first crypto backed usd payments app for ios and android, including automatic wallet creation, send or receive functionality, usd ↔ crypto conversion, add/withdraw cash, transaction history, rewards, and a secure admin dashboard. the app will feel like a normal money app while crypto works in the background, with premium fintech-grade ui/ux and smooth performance under 3 seconds load time. i have experience building mobile fintech apps with crypto integrations, wallet management, and secure backend systems, and will share relevant examples in the chat. ready to start immediately and deliver a fully functional, production-ready mvp with code ownership and documentation. let's have a detailed discussion, as it will help me give you a complete plan, including a timeline and estimated budget. i will share my portfolio in the chat. mughiraa
$1 125 USD 7 päivässä
5,6
5,6

Hey I have built multiple production mobile-first crypto and fintech apps for iOS, Android, backend services and admin dashboards, focused on secure wallet management, payment rails, and clean UX. My solution will provide phone-number signup with SMS and optional email, PIN/Face ID, automatic BTC and USDC wallets plus a USD ledger linked to the phone identity, instant USD send/receive via contacts with auto-conversion, live rates and fees, add/withdraw via bank or card, virtual card spending integration, transaction logging, and admin tools including a KYC placeholder and analytics. All private keys and sensitive data remain on the backend with encrypted storage, secure session management, anti-double-spend safeguards, notifications, and full API docs, deployment instructions and demos for each milestone. Why We Work Together: - Deep fintech + crypto production experience - Focus on simple, fast mobile UX and premium design - Commitment to deliver working milestones, docs and demos Best Regards, Sherman
$1 125 USD 7 päivässä
5,8
5,8

With my extensive experience as a Mobile App Developer, I am uniquely equipped to tackle the complex challenge of creating your Crypto Wallet app. I have almost a decade and a half of experience in mobile app development for both iOS and Android platforms, ensuring that your app reaches and serves the widest possible user base. I bring additional expertise with hybrid frameworks like React Native and Flutter – ideal for creating the kind of sleek, modern design you want for your app. My other significant advantage is in Blockchain Development. Understanding cryptography, blockchains, and decentralized architectures will be critical in ensuring the security and stability required of a crypto wallet. I've built decentralized applications with smart contracts, used Web3 technologies for scalability, and understand the complexities involved in marrying cryptocurrency invisibility to intuitive money management. Lastly, building on my solid foundation of application security implementation, I guarantee not only top-notch encryption and secure wallet key storage for your app but also smooth and stable API responses-beating load times. My experience will ensure that your mobile-first Crypto Wallet app project is delivered to the highest quality standards while maintaining its "normal money" emphasis as desired.
$1 300 USD 7 päivässä
5,0
5,0

Hi I can build a production grade mobile crypto payments MVP that feels like a simple money app while crypto stays fully abstracted in the background. I have experience delivering fintech style apps with secure wallets, real time transactions, clean UX, and admin monitoring, with a strong focus on reliability and user trust rather than demo logic. For this MVP, I would implement native iOS and Android apps with a minimal, premium interface backed by a secure server that handles wallet creation, USD ledgers, conversions, and transfers safely. Users will sign up with phone based authentication, see balances instantly, send and receive money by contact, and convert between USD BTC and USDC with clear previews and fees. All sensitive operations will stay server side, with encrypted storage, no private keys exposed, and full transaction logging. I will also deliver a web based admin dashboard for user management, transaction monitoring, rewards controls, and basic analytics. The architecture will be designed for scale so features like cards, KYC, and compliance layers can be expanded after MVP without rework. The goal is a real usable product that meets fintech quality expectations from day one. Best, Justin
$1 125 USD 7 päivässä
5,0
5,0

Hello As an experienced Mobile Engineer with a robust background in developing and deploying native and cross-platform apps, I believe I would be the perfect fit to bring this Mobile Crypto Wallet project to life. Over the past 8+ years, I’ve successfully created fully functional, user-centered apps for both iOS and Android platforms that boast high-quality code and excellent performance - key attributes your project demands. In my previous work, I've engineered and deployed complex features similar to your project's specifications including User Authentication, Wallet Creation, Transaction History UI/UX, Crypto-to-USD Conversion Engine, and many more. My goal-oriented mindset combined with my technological expertise plays an integral role in establishing smooth functionality throughout mobile applications. Best Regards, Timothy B.
$1 500 USD 25 päivässä
4,8
4,8

Miami Beach, United States
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