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Project Title: Android Lending App Development (Full Ownership Required) Project Description: I am looking for an experienced mobile app developer to build a simple lending application similar to Tala/Skyro (basic version only). This app will be used for a small lending business pilot. Scope of Work: The developer will design, develop, and deliver a fully functional Android lending app with admin access and complete system ownership. Core Features: - User Registration (Name, Phone Number, Password) - Loan Application Form - Admin Approval System (Manual approval) - Loan Tracking (Balance, Due Dates, Status) - Automatic Interest Calculation - Payment Tracking (Paid / Unpaid / Late) - Penalty Computation for overdue payments - Simple and clean user interface Admin Panel (Required): - View all users - Approve or reject loan applications - Monitor payments and balances - View overdue accounts Technical Requirements: - Android App (APK and/or AAB) - Backend system (Firebase, MySQL, or similar) - Secure login system - Basic data protection DELIVERABLES (MANDATORY – FULL OWNERSHIP): The developer MUST provide the following upon completion: 1. Full Source Code (complete project files) 2. APK / AAB file (ready to install) 3. Admin Panel access (with full control) 4. Database access (Firebase / MySQL credentials) 5. Server/Hosting credentials (if applicable) 6. Documentation (basic guide on how to operate the system) Ownership Terms: - I will have 100% full ownership of the app and source code - The developer must not reuse, resell, or distribute this project - No hidden restrictions, locks, or limitations Payment Terms: - Payment will be given in milestones: • 30% – Start of project • 40% – Working demo • 30% – Final delivery with ALL required files Important Notes: - APK only delivery is NOT acceptable - Source code is REQUIRED before final payment - All accounts must be transferred to my ownership Budget: ₱30,000 – ₱50,000 (negotiable depending on experience and features) Timeline: 2–4 weeks preferred Ideal Developer: - Experience in fintech or lending apps - Can communicate clearly - Honest and reliable Goal: This is for a startup lending business. If the project is successful, I may hire again for upgrades. Thank you.
Project ID: 40329394
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As a premier app development enterprise with over 18 years of experience and glowing testimonials from 743+ satisfied clients, CnELIndia has gained a niche in the industry for delivering high-quality projects that precisely meet time and budget constraints. Our extensive skill set in Android, database management, mobile app development, and PHP puts us in the ideal position to take up your Android Microloan App Creation project. Notably, we have prior experience in creating fintech apps, notably including lending applications. By leveraging our immense expertise in designing clean yet user-friendly interfaces with secure login systems and data protection, we can ensure that stringent technical requirements are met with efficiency. Moreover, our familiarity with backend systems such as Firebase and MySQL complements your requirement. Most importantly, we fully understand and respect your need for complete ownership of the project, which aligns perfectly with our honest and reliable working approach. Simply put: the app is yours to keep! We'll deliver not just the full source code but also provide APK / AAB files ready to install, admin panel access with full control alongside Database and Server/Hosting credentials (if applicable). In addition, we will provide an easy-to-understand guide on how to operate the system so that you have complete control.
$250 USD in 7 days
9.0
9.0

Hello We are Ominfowave Software Services Pvt. Ltd., and we have an expert mobile application development team with 10+ years of experience in building reliable, high-quality apps. ? Our Core Expertise •Android App Development (Kotlin / Native) •iOS App Development •Flutter & FlutterFlow (Cross-platform) Our team understands not just development, but also performance, user experience, scalability, and timely delivery. ? What We Can Deliver ✔ Social media integrations (Facebook, Google, Twitter, etc.) ✔ Google APIs (Maps, Places, FCM, YouTube, Analytics) ✔ Offline & cloud database solutions (SQLite, MySQL, Realtime DB) ✔ Secure payment integrations (Stripe, PayPal, Braintree) ✔ Ad monetization (AdMob, Appodeal, MobVista) ✔ In-App Purchases ✔ Location tracking & real-time features ✔ Chat & messaging applications ? App Types We’ve Built •Social Media Apps •Shopping & eCommerce Apps •Job Portals •Taxi / Carpooling Apps •VPN & Utility Apps •Travel & Booking Apps •Live Streaming Apps •AI & Machine Learning–based Apps ? Why Work With Us •10+ years of hands-on experience •Clean, scalable & secure code • Clear communication & regular updates • On-time delivery with quality assurance • Long-term support after project completion We would love to work with you and build a long-term, trusted business relationship. Let’s discuss your idea and turn it into a successful application Warm regards, Vishal Nasit Ominfowave Software Services Pvt. Ltd.
$225 USD in 10 days
8.5
8.5

I WILL PROVIDE 2 YEARS OF FREE ONGOING SUPPORT AND COMPLETE SOURCE CODE, WE WILL WORK WITH AGILE METHODOLOGY AND WILL GIVE YOU ASSISTANCE FROM ZERO TO PUBLISHING ON STORES. With over 10 years of experience in mobile app development, I specialize in building secure, scalable applications, particularly in the fintech space. I fully understand the scope of your project and am confident in my ability to deliver a simple yet effective lending app like Tala/Skyro with all required features, including user registration, loan application forms, admin approval system, loan tracking, and payment management. My approach is to start with wireframing and UI/UX design to ensure the app is intuitive and visually appealing, followed by the development of the core features. The app will be developed with a robust backend (Firebase/MySQL) for secure data management, and I will ensure proper integration of all functionalities, such as automatic interest calculation, overdue penalties, and payment tracking. I will also provide you with a fully functional admin panel to manage user loans and monitor payments. Upon completion, I will transfer all accounts, source code, and provide documentation for easy future updates. Thanks I eagerly await your positive response and am ready to get started on the project. Thanks.
$250 USD in 7 days
8.3
8.3

Hi, With a potent mix of over 7 years of experience in Android Development, I am well-qualified to bring your microloan app vision to life. Being well-versed in MySQL and proficient in PHP, I am skilled at creating the kind of secure, user-friendly systems that are necessary for successful fintech applications like the one you need. Having successfully designed and developed various apps and websites over time, I also offer robust backend expertise perfect for delivering the core features you require. I'm adept at utilizing secure login systems and basic data protection structures, essential to ensure privacy and security in any financial application. In addition to this, my experience with Firebase can also be employed if needed by your project. Lastly, as an added bonus, I value clear communication and transparency. You can trust that I'll provide regular updates on the milestones we've outlined. You can count on 30-day post-project support from me too. With every deliverable assigned to your complete ownership and no hidden restrictions or limitations whatsoever, our collaboration will set the foundation for your great start-up venture! Let's discuss this further! Thanks!
$75 USD in 3 days
8.2
8.2

Hello, I will build your Android lending app with user registration, loan application, admin approval, interest calculation, penalty computation, and payment tracking — plus a web-based admin panel for managing users, loans, and overdue accounts. Full source code, database credentials, and documentation handed over at the end. For the interest and penalty engine, I will keep the calculation logic server-side so you can adjust rates or penalty rules later without pushing an app update to users. I am comfortable with your milestone structure. Full ownership and source code transfer is standard for us. Questions: 1) Do you want Firebase or MySQL for the backend — Firebase is faster to set up, but MySQL gives you more control over the data long term? 2) Will repayments be tracked manually by admin, or do you need integration with any payment gateway? Looking forward to discussing further. Best regards, Kamran
$200 USD in 18 days
8.5
8.5

Your lending app idea is clear and well-scoped — I've built similar fintech systems before and can deliver exactly what you've described. We'll build a clean Android app with user registration, loan application flow, admin approval panel, automatic interest + penalty calculation, and full payment tracking. The admin web panel will give you complete control over users, loans, approvals, and overdue accounts. Tech stack: Flutter (Android), Laravel backend, MySQL — clean, scalable, fully yours. You'll receive complete source code, APK, database credentials, admin access, and documentation. No locks, no restrictions. We deliver in milestones matching your payment terms (30/40/30). Timeline: 18-20 days. Let's build your pilot.
$220 USD in 20 days
8.1
8.1

Hello, I am highly interested in developing the Android Lending App for your small lending business pilot. With expertise in Mobile App Development, MySQL, PHP, Android, and Backend Development, I am confident in delivering a fully functional app with a user-friendly interface. I understand the project requirements and am committed to providing a secure login system and basic data protection. Proposed Steps: 1. Design and develop user registration and loan application features. 2. Implement admin approval and monitoring systems. 3. Ensure automatic interest calculation and payment tracking functionalities. 4. Deliver a comprehensive admin panel for easy management. - MY WORK STATS: ✨ https://www.freelancer.com/u/XanvraTECH I look forward to discussing this project further with you. Best regards, Warda Haider
$100 USD in 4 days
6.9
6.9

Hello! I am glad to say that i have already developed an Android Microloan Application Similar to Tala or Skyro for a small lending business pilot, with full system ownership and an admin panel for managing users, loans, payments, and approvals. The goal is to deliver a secure, easy to use lending platform with clear loan tracking, automated calculations, and a clean interface for both users and administrators. My focus will be on delivering a complete Android lending solution, featuring: user registration and secure authentication, loan application and manual admin approval system, automatic interest and penalty calculation, loan and payment tracking with due date monitoring, admin dashboard to manage users and loans, and simple clean UI for smooth user experience. The system will ensure full ownership of source code, scalable backend, and reliable performance for your lending pilot. I specialize in Android app development, fintech style applications, secure backend systems, and admin dashboards with focus on data security, performance, and clean architecture. My focus will be on building a stable and scalable lending app that can easily expand as your business grows. Let’s connect to review your loan rules, interest model, and admin workflow so we can finalize the MVP roadmap and timeline. Best regards, Nikita Gupta.
$300 USD in 22 days
6.5
6.5

Hello I will be able to help you in your Loan management finance App. Please message me so that we will have detail technical discussion. I have 9+ years of combined experience in Mobile Application development, Website development, Desktop application development, 3rd party Artificial Intelligence api, AR/ VR, Chatbot, Blockchain- Cryptocurrency, CRM & ERP, Game Development and any other Software development. I am having expertise in Native on Android Java, kotlin and IOS Swift, and For Hybrid Cross platform on Flutter Dart & React- Native and for web and backend on react js and node js, Python Django , java spring boot and php CodeIgniter mvc. Please consider me and initiate a chat for further detailed discussion. Regards, Anju
$800 USD in 45 days
6.6
6.6

I'm Iosif Peterfi, 15+ years delivering secure, scalable tech solutions for growing businesses. This is my speciality turning fintech ideas into owner-operated platforms with secure onboarding, governance, and clear admin controls. You need an Android lending app with full ownership, admin access, and a self-contained backend, covering user signup, loan form, admin approvals, loan tracking, automatic interest, payments, penalties, a simple UI, plus a robust admin panel and complete data transfer. I'll deliver a clean Android experience, a secure login, a turnkey backend, and ready-to-run admin tools, with comprehensive documentation and complete code ownership. The project will be structured to minimize risk, with clear handover of credentials and straightforward operation guides. Last month I helped a regional fintech lender launch a lending pilot. Onboarding time dropped from days to minutes, and timely repayments improved. Let's chat - I can walk you through my approach in 15 minutes.
$2,250 USD in 14 days
6.5
6.5

Hello There!!! ★★★★ (Full ownership Android microloan app with admin control) ★★★★ I understand you need a simple Android lending app like Tala/Skyro with full ownership, including APK, source code, admin panel, and database access. Core features include user registration, loan application, manual admin approval, loan/payment tracking, interest and penalty calculations, and a clean UI. Admin panel must allow full monitoring and control. ⚜ Android app development with APK/AAB delivery ⚜ Backend integration (Firebase/MySQL) ⚜ Secure login and user authentication ⚜ Loan application and approval system ⚜ Automatic interest & penalty calculation ⚜ Payment tracking and status management ⚜ Admin panel with full control and monitoring I have built fintech and lending apps before, handling full-stack Android development and secure payment calculations. I’ll develop the app with a clean UI, robust backend, and deliver full ownership including source code and credentials. Warm Regards, Farhin B.
$110 USD in 10 days
6.7
6.7

Hello, I have thoroughly reviewed your project requirements for developing an Android lending app similar to Tala/Skyro. With my expertise in PHP, Mobile App Development, Android, Backend Development, and MySQL, I am confident in delivering a high-quality solution. I will design and develop a user-friendly app with features like user registration, loan application, admin approval system, loan tracking, automatic interest calculation, payment tracking, and more. Effective communication and timely updates will be ensured throughout the project. You can view my portfolio here: https://www.freelancer.com/u/Curveballsol Best regards, Curveball Solutions
$120 USD in 6 days
6.4
6.4

✨ Android Lending App Development ✨ Hello, I've checked your JOB POST and you want a secure, fully owned Android lending app with admin control, loan tracking, and accurate interest/penalty calculations. You also need a complete backend setup with full source code and ownership transfer without any restrictions. Key Features: User registration & secure login system Loan application submission flow Admin approval/rejection system Loan tracking (balance, due dates, status) Automatic interest calculation Payment tracking (paid/unpaid/late) Penalty calculation for overdue payments Admin dashboard for full control User management & loan monitoring Secure backend (Firebase/MySQL) Clean and simple UI/UX Full source code & ownership transfer APK/AAB build with deployment setup Basic documentation for system usage Why Choose Us -- No Upfront Always ready to connect over call/chat After work completion 3 months support Waiting for your positive response... Thanks Web N Soft
$110 USD in 3 days
5.9
5.9

With my seasoned background in both Android and mobile app development, I am well-equipped to construct your ideal lending application. Having worked on numerous projects requiring functionalities similar to what you desire, I am familiar with crafting robust systems encompassing user registration, loan application processes, admin privileges, payment tracking and more. Additionally, if given the opportunity, I'd employ my skills in PHP and Apple Inc. platforms to develop a solution that will make your startup lending business stand out amongst the crowd. Moreover, my proficiency in not just crafting apps but also building backends using MongoDB, MySQL and Firebase will ensure we have all data stored securely and is easily manageable on both the user and administration sides. It would be an honor to collaborate with a diligent entrepreneur such as yourself, as we bring your vision for this project to life together.
$140 USD in 7 days
6.2
6.2

I've built lending apps similar to Tala and Skyro, so I understand exactly what your microloan pilot needs — a clean borrower experience paired with a robust admin panel for manual loan approvals, interest calculations, and overdue penalty tracking. My approach: I'll develop the Android app natively in Kotlin, use Firebase for authentication and real-time database management, and build a secure web-based admin dashboard where you can approve/reject applications, monitor repayments, and flag delinquent accounts. You'll receive complete ownership — full source code, APK/AAB, Firebase credentials, admin access, and operational documentation. I can start immediately and have extensive experience implementing secure login systems and financial data protection for lending platforms.
$30 USD in 1 day
5.7
5.7

Hello, I can help you build a clean and scalable Android lending app with full ownership and complete system handover as required. I have experience developing mobile apps with secure backend systems and admin panels. My Approach: # Develop a simple, user-friendly Android app for loan applications and tracking # Build a secure backend (Firebase/MySQL) with proper data structure # Admin panel for approvals, monitoring users, and managing loans # Implement interest calculation, payment tracking, and penalty logic # Ensure clean UI and smooth user experience Deliverables: - Full source code - APK/AAB ready for deployment - Admin panel + database + hosting access - Basic documentation Timeline: 5–7 weeks I understand the importance of full ownership and will ensure complete transparency and handover. Happy to discuss further and get started. Thanks, Pooja
$140 USD in 7 days
5.2
5.2

I can build your Android lending app with full ownership, including clean UI, secure backend (Firebase/MySQL), and a web-based admin panel for easy management. All core features like loan tracking, interest, penalties, and approvals will be implemented with scalable, well-structured code. You’ll receive complete source code, credentials, and documentation—no restrictions, fully under your control.
$140 USD in 7 days
5.4
5.4

Hi, Your project is clear, practical, and perfect for a structured, scalable build. A lending app like Tala/Skyro (basic version) requires accuracy, security, and clean logic, and I can help you deliver a reliable system with full ownership and control. Why I’m a strong fit Experience building finance + tracking systems (loan logic, payments, calculations) Strong Android development using Kotlin (clean architecture) Backend design focused on data integrity and scalability Delivering complete ownership projects (code, server, database, everything yours) Focus on simple, intuitive UI (important for non-tech users)
$140 USD in 7 days
5.4
5.4

Greetings, I am a seasoned mobile app developer with expertise in Android app development and backend systems. I have carefully reviewed your project requirements for the creation of a lending app similar to Tala/Skyro. With a focus on user registration, loan management, and admin functionalities, I am confident in delivering a high-quality solution tailored to your needs. My portfolio showcases successful projects in mobile app development, database management, and backend systems. I am dedicated to providing reliable execution and long-term results for your project. Could you please share more details on your top priority or key business goal for this lending app? I am keen on discussing further to finalize the scope seamlessly. Looking forward to the opportunity to collaborate on this project. Best regards, Muhammad Anas Khan ⭐⭐ https://www.freelancer.com/u/CodeAnchors ⭐⭐
$150 USD in 4 days
5.3
5.3

Hi, As per my understanding: You need a basic Android lending app (similar to Tala/Skyro) with full ownership, including user registration, loan application, admin approval, loan tracking, interest/penalty calculation, and payment monitoring. A complete admin panel and full source code + credentials transfer are mandatory. Implementation approach: I will develop a secure Android app (Kotlin/Java) with a clean UI and a scalable backend (Firebase or MySQL-based API). Core modules will include user onboarding, loan application flow, admin approval system, and real-time loan tracking with automated interest and penalty logic. The admin panel (web-based) will allow full control over users, approvals, and repayments. Security best practices (authentication, data protection) will be implemented. I will deliver APK/AAB, full source code, database, server access, and documentation. Milestones will align with your payment terms, ensuring transparency and ownership transfer. A few quick questions: 1. Do you prefer Firebase or custom backend (MySQL + API)? 2. Will payments be manually recorded or integrated with a payment gateway? 3. Any specific interest/penalty rules or formulas to follow?
$98 USD in 5 days
5.4
5.4

Davao City, Philippines
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